Swiggy HDFC LTF (2024)

[anonymuos]

How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow Visa and Biz First RuPay in Net Banking). I also have Neu Infinity RuPay LTF and now this on Mastercard. Par mujhe Millennia chahiye 😩😫😭😭😭




And ultimately it will be devalued due to too many LTF issued cards 😀

 

[vine]

virtual just is for temp use for upto 5k transaction
card in not activated
you'll have to activate when it arrives
you get instant card in email

I see.
Will I be able to use this virtual card after I activate and start using the physical card?

 

[kuchbhikuchbhi is verified member.]

I see.
Will I be able to use this virtual card after I activate and start using the physical card?

its just a copy of your original card that is bears same no. as that of original
once you activate your physical card, just the limit will be increased to the originally allotted one!

its just a PDF per se!

 

[vine]

its just a copy of your original card that is bears same no. as that of original
once you activate your physical card, just the limit will be increased to the originally allotted one!

I get it.
The limit I see now in email is not the actual CL.

 

[kuchbhikuchbhi is verified member.]

I get it.
The limit I see now in email is not the actual CL.

ofc
isse achcha to ye log card app mai show karte bob ki tarah better rehta

ye system bekar hai waise

 

[kuchbhikuchbhi is verified member.]

I get it.
The limit I see now in email is not the actual CL.

any wayys enjoyy

 

[BUDHRAJ]

i want to apply swiggy hdfc card as LTF, but on swiggy app it's FYF
hdfc offering LTF swiggy hdfc card till december, if we apply from hdfc website, but when i try to apply from hdfc site, it says as i recently applied for a card, i can't apply again now
i haven't applied for any hdfc card in last 6 months..
(I already have a LTF mellinea card)
any way to get LTF swiggy card now ?

 

[gamersgzb]

i want to apply swiggy hdfc card as LTF, but on swiggy app it's FYF
hdfc offering LTF swiggy hdfc card till december, if we apply from hdfc website, but when i try to apply from hdfc site, it says as i recently applied for a card, i can't apply again now
i haven't applied for any hdfc card in last 6 months..
(I already have a LTF mellinea card)
any way to get LTF swiggy card now ?

Wait for it to get converted to LTF in app.. i checked daily for last 1 month.. and finally saw LTF offer and applied and got the card.. and i am not a big user of swiggy.. i am a Zomato user..

 

[niks]

Received the physical card but instant card still not loading

Forget the instant card link. It will never work. The card will show in Swiggy app and in HDFC NetBanking (if you have HDFC account) or in HDFC MyCards. You can activate from there

 

[Deepak_Shetty]

Received the physical card but instant card still not loading

Link given in email won't work but in the PDF attachment, there will be one more link and that will work.

 

[gamersgzb]

Link given in email won't work but in the PDF attachment, there will be one more link and that will work.

Link from PDF attachment is not working.. it just try to load and load and load

 

[Rishabh002]

My first swiggy cashback card statement generated but no cashback is reflecting in the statement? Did anyone faces the same issue? How to fix this? Please help

 

[vine]

Link from PDF attachment is not working.. it just try to load and load and load

Please download it and try
I saw same issue with some statements of other banks

 

[gamersgzb]

Please download it and try
I saw same issue with some statements of other banks

Still not working

 

[anonymuos]

My first swiggy cashback card statement generated but no cashback is reflecting in the statement? Did anyone faces the same issue? How to fix this? Please help

Cashback of previous month is posted in the next month's statement. Just like Axis Ace.

 

[Rishabh002]

Cashback of previous month is posted in the next month's statement. Just like Axis Ace.

Oh! Thanks, but where did they mention which transaction earns cashback which are not?

 

[maneesh]

Oh! Thanks, but where did they mention which transaction earns cashback which are not?

No, they are not mentioning the cashback. In my latest statement the cashback table was missing.

 

[anonymuos]

Oh! Thanks, but where did they mention which transaction earns cashback which are not?

They only mention 5% cashback, 10% cashback and 1% cashback. Since 5% is capped at 1500 and that's the one that covers maximum MCCs, only need to track that

 

[Rishabh002]

No, they are not mentioning the cashback. In my latest statement the cashback table was missing.

Then how would be know which transaction attracted how much % cashback?

 

[anonymuos]

Then how would be know which transaction attracted how much % cashback?

You can't. At the most you can call customer care if in doubt and ask them the MCC. The eligible MCCs get cashback. It's terrible unlike Axis or ICICI which shows per txn cashback but that's HDFC for you

 

[dexter_greycells]

Then how would be know which transaction attracted how much % cashback?

You do a reconciliation. You open a spreadsheet. You put all expenses in the first column, the percentage cashback in the second column. Repeat this for all your expenses in the statement.

Finally, do a multiplication of the first two columns to get the third one. So, if you have 1000 in the first cell of the first column, and you have 0, 1, 5 or 10 (%cashback rate) in the first cell of second column and then do =A1*B1/100 in the third column. Then drag-drop that first cell of third column down to duplicate the formula for all expenses. Then sum up the cashback. If it matches it is well and good. If it does not, then see how much it is off by and try to deduce on which expense you didn't get the cashback or got less of it. It will be time-consuming the first time but shall barely take 5-10 mins the next time for around 25 expenses.