Tata Neu infinity FYF converted to LTF yesterday.
Relationship - Imperia banking, DCB LTF
Card - Got it in June/July last year
Spends - <1 lakh in the entire past year (as I hv DCB LTF as well)
Process
1. Mailed to
tataneucardsupport@hdfcbank.com with the following:
Hi team,
I have been an HDFC Bank customer for the last 12 years (Imperia Banking) and have had a salary account with HDFC since the beginning. I have been using HDFC credit cards for 6+ years and am currently holding a Diners Club Black card which is Lifetime Free.
In July 2023, I got myself a Tata Neu Infinity card (xxxx 3779) as well, and I currently use both the cards as my primary cards for the majority of my expenses. However, the Tata Neu Infinity card is up for renewal soon.
Keeping in mind my long standing relationship with HDFC bank and the fact that I am an Imperia customer with considerable expenses across both my cards, I request that the Tata Neu card be made Lifetime free as my other card is also Lifetime Free.
Hoping for a positive response,
..............
2. Rejected
3. Asked them to reconsider as my major spends were on DCB, as it was more rewarding, and my spends on Tata Neu weren't enough to justify the renewal fee.
Mail was as follows :
Hi team,
Thank you for your quick response.
However, I request you to kindly reconsider.
As I mentioned before, I have been an HDFC Bank customer for the last 12 years (Imperia Banking) and have had a salary account with HDFC since the beginning. I have been using HDFC credit cards for 6+ years and am currently holding a Diners Club Black card.
Because I also have the Diners Black card (which is lifetime free), the majority of my expenses happen on that card itself as it is a lot more rewarding. Therefore, my expenses on the Tata Neu are a lot less than they would have been had I not had the other card and, hence, the benefits from the card are unable to justify the card renewal fees.
Keeping in mind the above information, I request that you kindly reconsider my request to make the Tata Neu card Lifetime Free.
...........
4. Success!
I have had a lot of help from this forum. So hope this helps people.