The Roller Coaster Ride of ICICI Emeralde Private metal approval (9 months Journey)

[violetevergarden]

I have 15 yrs old savings account.. has hardly Rs 20k balance... no other relationship other than sapphiro and amazon pay card.

which city did you apply from? They are giving tough time in many cities.

 

[card_monarch]

which city did you apply from? They are giving tough time in many cities.

I am in Bangalore. Account is in Gurgaon branch. RM is in Gurgaon.

 

[Bodhi]

That's True. I had 13.5 lakhs limit on my sapphiro, but got 25 lakhs on Emeralde Metal.

Did you submit your ITR/Salary slips or do you already have a salary account with ICICI?

 

[card_monarch]

Did you submit your ITR/Salary slips or do you already have a salary account with ICICI?

I submitted my 1 month salary slip. I have normal savings account with ICICI with hardly any balance.

 

[Bodhi]

I submitted my 1 month salary slip. I have normal savings account with ICICI with hardly any balance.

Thanks @card_monarch .

 

[diptarkaroy]

In hand 3L+ should do it easily.

Post tax? 😩

 

[ankitfintech]

When do you get joining benefits of Taj Epicure membership sms/email , eazyDiner etc?
I have not got in welcome kit

 

[shadow28]

I got Emeralde Metal in July 2024. Spoke to my RM and he got it done in 10 days. Existing ICICI card with limit > 10 lakhs and net monthly salary > 3 lakhs (in any bank account) is all that is required.

I never got any limit enhancement on Sapphiro. got it LTF under alumni offer and limit is same as what was assigned while issuance.

@card_monarch was there any other criteria that you fulfilled? I have an ICICI Sapphiro credit card (LTF under alumni offer) with a 25 lakh limit and net monthly salary > 3 lakhs with ICICI Bank as my salary account. However, my RM as well as branch manager said that this isn't sufficient to get an approval for the Emeralde Private Metal Credit Card but that they would be able to make a case if there's anyone else who got the card with similar criteria.