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Tips to apply PNB Credit Card and ways for quick approval..

Rkr

TF Legend
TF Family
Contributor
Moderator
Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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Indian

TF Premier
VIP Lounge
spoke with their support that lady is least bothered says we dont know it our backend team is handling our application, i asked how many days still no proper info she was like more than an month.
In my case cc was helpful than emails because emails Take time reach us, anyhow wait and see
 

Indian

TF Premier
VIP Lounge
New Initiative by pnb card as we can select OTP delivery Mode either email or mobile
 

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P B R G

TF Ace
I just hate these PSU bank's application process. SBI is rejected due to their incompetency (agent didn't came for verification). BOB in process since July 04, PNB in process since Aug 25.

If I don't get the BOB and PNB cards I swear i will never ever apply those again. Can't bear another round of psychological and mental stress.
 

sarainfo12

TF Premier
My guess you should get by Friday sms about "Application has been approved". Then you can check on PNB app the card details.
No messages yet .
They did 2nd cibil enquiry on Thursday.
So I am expecting today or tomorrow about approved or rejected message.
 

Indian

TF Premier
VIP Lounge
No messages yet .
They did 2nd cibil enquiry on Thursday.
So I am expecting today or tomorrow about approved or rejected message.
They took one week after 2nd cibil enquiry ! just check my timeline in page no :9 in this thread
 

sarainfo12

TF Premier
They took one week after 2nd cibil enquiry ! just check my timeline in page no :9 in this thread
For you acknowledgement email and cibil hit happened on same day , for me email came on 5th sept , but cibil hit on 7th sept . Actually i calculated 1 week from acknowledgement mail that's why i said today or tomorrow.
If we have to calculate from 2nd CIBIL hit then I can expect message on Thursday.
 
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