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Tips to apply PNB Credit Card and ways for quick approval..

RkrRkr is verified member.

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Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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Firstly, thank you for this amazing thread @Rkr - helped with card approval a lot faster with such detailed steps.
I had applied and my last year ITR was a little shy of 5 Lacs, got Rupay select with 1 lac limit. Haven't received card yet but in pnb genie app shows as rupay select.

Any idea what's the timeline for LE in pnb? Is manual LE possible?
Congrats! You can apply for LE after 6 months. You can give either ITR or C2C statement.
 
I got the first statement for PNB rupay select. All my transactions are UPI and 590 was charged duly as joining fee. But I don’t see any reward points in reward segment of the pdf. Any idea about this?
 
I got the first statement for PNB rupay select. All my transactions are UPI and 590 was charged duly as joining fee. But I don’t see any reward points in reward segment of the pdf. Any idea about this?
Wait for 2-3 days it will be there in reward point section...
This is normal for PNB..RP after 2-3 days of statement generation.
 
I have applied for the pnb cc on 12sep.
After this i haven't heard anything from them.
My vkyc is also done.
How to proceed
 
Hey Guys, I applied for PNB Select Credit Card. My Vkyc was approved yesterday. Today I have received an sms saying :
Dear Customer, Your PNB credit card application no. WC2325743*** is lying discrepant. Please contact your nearest branch/toll free no. 18001802345.
I uploaded my last year ITR also. Anyone faced same issue?
 
Hey Guys, I applied for PNB Select Credit Card. My Vkyc was approved yesterday. Today I have received an sms saying :
Dear Customer, Your PNB credit card application no. WC2325743*** is lying discrepant. Please contact your nearest branch/toll free no. 18001802345.
I uploaded my last year ITR also. Anyone faced same issue?
Please attempt to search first, and if you cannot find an answer, then create a new thread.

Go through this thread once.

 
Same problem happened with me. You send all documents again.
Dear Sender,
The mail you sent to
creditcardpnb2@pnb.co.in
with the subject: Pfa, Date: Fri, 22 Sep 2023 01:44:24 +0530 has not been delivered as it violates PNB's Policy. Please do not respond to this e-mail. This mailbox is not monitored and you will not receive a response. In case of any issue, kindly contact the recipient(s).



I am getting this email on sending documents over email to
creditcardpnb2@pnb.co.in
 
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