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Tips to apply PNB Credit Card and ways for quick approval..

RkrRkr is verified member.

TF Legend
TF Family
Moderator
Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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i have also tried with pnb, my net annual income is 4.91L and gross income is around 7.5 L...now they are considering net annual income only and denying to upgrade to select card, Any suggestions?
Same case with me. But i proved the Gross income before deduction with computation of income & also attached other bank credit card statement. Firt they rejected request but second time again after writing an convincing email i got lucky and upgraded to select card.

See this comment: https://www.technofino.in/community...and-ways-for-quick-approval.10340/post-377594
 
+1, I've just applied (got provisional limit = 80k for Net ITR 4.95L) vkyc is pending.
I assume upon approval (if.... Cibil = 773) finalized limit will be half or 1/3rd..that's cumbersome...
Definitely need a workaround.
Yup dont fall for provisional limit even for me it showed 1.5L but after approval its 25k , I sent pay slips asking to increase limit let see
 
Guys I have a problem. First a platinum card got generated and I never received that card. I sent email asking to change it to select and they did and I see the card is generated and I received physical card also. Now in app it shows both card but when I click on details it shows platinum card only. To call customer care I had to use platinum card details in IVR and in rewards portal also platinum card details are working and not mt select card. what should I do ??
 
Guys I have a problem. First a platinum card got generated and I never received that card. I sent email asking to change it to select and they did and I see the card is generated and I received physical card also. Now in app it shows both card but when I click on details it shows platinum card only. To call customer care I had to use platinum card details in IVR and in rewards portal also platinum card details are working and not mt select card. what should I do ??
If you cannot call customer care then write to their email support.
 
Guys I have a problem. First a platinum card got generated and I never received that card. I sent email asking to change it to select and they did and I see the card is generated and I received physical card also. Now in app it shows both card but when I click on details it shows platinum card only. To call customer care I had to use platinum card details in IVR and in rewards portal also platinum card details are working and not mt select card. what should I do ??
Do some transactions on Select Card and old card will automatically get deleted.
 
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