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Tips to apply PNB Credit Card and ways for quick approval..

RkrRkr is verified member.

TF Legend
TF Family
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Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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My PNB Rupay Select was approved on MAY 3rd week, still not reported to CIBIL. How long they take to report to cibil after card is activated?

2 statements have been generated. So far no new account on cibil by pnb.
 
Kindly someone guide please, my father got charged on his PNB Rupay platinum for 590rs, but he has used his card at least one time every quarter including lounge access. So i feel, the fee has been charged by mistake, just wanted to know how can i get this fee back?
 
Kindly someone guide please, my father got charged on his PNB Rupay platinum for 590rs, but he has used his card at least one time every quarter including lounge access. So i feel, the fee has been charged by mistake, just wanted to know how can i get this fee back?
Drop a email to:
creditcardpnb <creditcardpnb@pnb.co.in>

creditcardpnb2 <creditcardpnb2@pnb.co.in> and/or

Credit Card <creditcardho@pnb.co.in>

They we'll issue a refund based on the transactions if card is used atleast once in a quarter.
 
Can someone help me? I have just applied for a PNB Credit Card through the website. Since I already have an account with PNB Bank, I chose the 'existing customer' option. I filled out everything, and in the end, a new window opened for vKYC, but the vKYC is not happening because it says all agents are busy.
My question is, since I am already using a PNB account, do I still need to complete the vKYC, or will the status update automatically? Currently, when I check on the PNB Genie app, it shows vKYC pending.
If anyone knows, please help.
 
Please tell can they consider ocurrent year ITR i.e. I filled ITR 1st time I don't have last year ITR acknowledgement for application?
 
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