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Tips to apply PNB Credit Card and ways for quick approval..

RkrRkr is verified member.

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Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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Can you copy paste the email body ?

Subject :- Additional documents for UARN


Dear Punjab National Bank Credit Card Team,

I hope this message finds you well. I wanted to inform you that I have recently applied for the PNB RUPAY SELECT credit card. Today, I successfully completed the Video KYC process and received confirmation of its approval.

As part of the application process, I am resending my income documents for your reference and expedited processing of my credit card application. Also sharing my other bank credit card statements.

Could you please confirm the receipt of these documents and provide acknowledgment of their submission?

Thank you for your attention to this matter. Looking forward to a prompt response.

UARN :-
Mobile Number :-

Best regards,
 
I had sent income documents ITR, Salary Slip, bank statement 6 months & axis card statement
Yep. I will send all of them.
Subject :- Additional documents for UARN


Dear Punjab National Bank Credit Card Team,

I hope this message finds you well. I wanted to inform you that I have recently applied for the PNB RUPAY SELECT credit card. Today, I successfully completed the Video KYC process and received confirmation of its approval.

As part of the application process, I am resending my income documents for your reference and expedited processing of my credit card application. Also sharing my other bank credit card statements.

Could you please confirm the receipt of these documents and provide acknowledgment of their submission?

Thank you for your attention to this matter. Looking forward to a prompt response.

UARN :-
Mobile Number :-

Best regards,
Thanks !!
 
Bro keep updating all of us are waiting anxiously here...
Even after giving ITR in online application form, they marked my application discrepant.
Though they have acknowledged my documents and mailed me that my application is under process, hope so this week they will process it.
 
Applied on 16th July.

Did KYC just 5 mins back. Lasted for around 5.30mins.
Started trying around 10.15 am. First tried hindi as Nishan had done- 3 times no luck, tho last time connecting window came. Tried English- connected. Even though English, from the get go they were using full hindi.

Their KYC desk are nearby so other agent doing KYC was filtering and creating confusion.

Confirmed Variant.
Asked Phone, Email, Pin Code, Location (State), Job- Location and Profile, Salary, PAN Pic Front and Back, Sign Live on blank sheet.

Aadhar Pic didn't match, so asked if I have another ID. I ofc have. So had to search it LIVE. They took front and back pic.

Agent said that they are submitting KYC from their end and to wait for successful message after verification.
 
Even after giving ITR in online application form, they marked my application discrepant.
Though they have acknowledged my documents and mailed me that my application is under process, hope so this week they will process it.
My application is in a state of limbo.
 
Once your ITR goes above 5L, you can easily upgrade to SELECT.

I have applied SELECT today, couldn't complete VKYC today, will be completing Monday 10 AM
Bro I applied rupay platinum by offline agent and I have itr of 5,05,000 what limit can I expect
 
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