• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Tips to apply PNB Credit Card and ways for quick approval..

Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" or creditcardpnb@pnb.co.in attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
Documents and all sent but not received acknowledgement of same
Update on PNB RP Cc
Today got sms
Dear Cardholder, Thanks for contacting PNB. Your application has been approved. You will receive your Credit Card within 7 to 10 working days -PNB

Let's see what limit they hv provided, when card arrives
 
  • Like
Reactions: Rkr
Update on PNB RP Cc
Today got sms
Dear Cardholder, Thanks for contacting PNB. Your application has been approved. You will receive your Credit Card within 7 to 10 working days -PNB

Let's see what limit they hv provided, when card arrives
1 more thing to mention call came from this number but didn't here the voice after 10 12 secs it got disconnected, then I called pnb credit card toll free to ask about the call, they told they are fraud and never share personal info on call, then I asked about cc, told ur cibil is being checked will get sms shortly from pnb, card is approved but no cibil hit sms until now, is it possible without checking cibil they issued?
 

Attachments

  • Screenshot_20250108_174145.webp
    Screenshot_20250108_174145.webp
    53.1 KB · Views: 9
As per Adhar
Mohammad Rasulmian
Mohammad Yusuf
Pathan
PNB app shows M R YUSUF PATHAN
Call PNB customer care in mrng and verify the name in card account...If it is same as per documents else ask for rectification.
Customer care number is on the back side of the card.

Caution-Never share card details to anyone.
 
Call came the next day explained everything to them, told me to wait for until 9/1/25 for the resolution
Update on SBI
Again email came, will reconsider ur application plz consent, I gave consent, but cibil hit was done 2 days prior to consent, then again told me to wait until 29/1/25
 
Is there any location servecebility issue for pnb cc. If yes can anyone share serviceble pincodes
 
So, I applied in July 2024 using online method. KYC authentication wasn't successful with Aadhar (due to apparent Photo mismatch- as I have got couple of CC online after that). They asked for any other Gov ID- I showed, still rejected for 'VKYC fail' when contacted using email to ask for update regarding application.

Email also recommended to apply through branch (which suggests they have no cooldown time).

6 months later and system still says 'Application Exists' in Online portal.

1. Any recommendations?
2. What are documents required for offline application?
3. Which company is their courier partner?
 
Back
Top