Tips to get Idfc Wealth Credit card

[fun001100]

Just wanted to know , how to get idfc wealth credit card easily ?

 

[bhavyakjain]

Your Select Card Limit?
For a fresh application, put all the details in and check which card they are offering and the limit. Then DM me the options I can suggest for the next steps. If you are getting Select with a minimum 3L limit, take it without thinking.

Minimum 1-year-old card with a 5L limit.

I have axis Ace with 5 L limit since April 23
Amex plat travel - 8.93 L since mar 24
Using amex I getting select with 2 L limit

How to get wealth one instead ?
Does wealth come rupay ?

 

[Anindya98]

I have axis Ace with 5 L limit since April 23
Amex plat travel - 8.93 L since mar 24
Using amex I getting select with 2 L limit

Use Axis Ace as it is more than a year old.

How to get wealth one instead ?

If you get the same option with Ace then don't apply C2C, apply directly. Even if you get the Select card, then take it and wait for LE to 3L, you can easily upgrade to Wealth.

Does wealth come rupay ?

No, you can get Rupay as an add-on card linked with Wealth.

 

[bhavyakjain]

Use Axis Ace as it is more than a year old.

If you get the same option with Ace then don't apply C2C, apply directly. Even if you get the Select card, then take it and wait for LE to 3L, you can easily upgrade to Wealth.

No, you can get Rupay as an add-on card linked with Wealth.

I am considering opening Savings account with idfc
I have done liquid funds lying around for but
Should I use it to get wealth account directly?
Will it give wealth credit card right away ?
Once I withdraw funds after 2-3 weeks
Will they downgrade account ?

 

[Anindya98]

I am considering opening Savings account with idfc
I have done liquid funds lying around for but
Should I use it to get wealth account directly?

Yes

Will it give wealth credit card right away ?

No, the credit card is a separate thing. You can get upgraded to Wealth CC from any lower variant IDFC CC based on your Wealth Account status.

Once I withdraw funds after 2-3 weeks
Will they downgrade account ?

No.