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Tips to get Idfc Wealth Credit card
- Thread starter fun001100
- Start date
- Replies 78
- Views 2K
bhavyakjain
TF Select
I have axis Ace with 5 L limit since April 23
Amex plat travel - 8.93 L since mar 24
Using amex I getting select with 2 L limit
How to get wealth one instead ?
Does wealth come rupay ?
Use Axis Ace as it is more than a year old.
If you get the same option with Ace then don't apply C2C, apply directly. Even if you get the Select card, then take it and wait for LE to 3L, you can easily upgrade to Wealth.
No, you can get Rupay as an add-on card linked with Wealth.
bhavyakjain
TF Select
I am considering opening Savings account with idfc
I have done liquid funds lying around for but
Should I use it to get wealth account directly?
Will it give wealth credit card right away ?
Once I withdraw funds after 2-3 weeks
Will they downgrade account ?
Yes
No, the credit card is a separate thing. You can get upgraded to Wealth CC from any lower variant IDFC CC based on your Wealth Account status.
No.
NikhilG
TF Select
I need all your guys expert advice here. I applied online, and it asked if already holding other bank credit card. I don't know what i was smoking while applying by mistake I gave a reference of my hdfc millennia credit card with 3.7 lakh limit whereas i have other credit cards with 8 lakhs limit, i thought i will login again and correct it but it kept on showing me auto entered form without an option of again providing details, so I completed the process of select credit card and they issued me select with same 3.7 lakhs limit. What are my options of upgrade here to wealth?
Should i not accept thecredit card when they ship me?
Or close it?
Or ask for upgrade?
Also what punishment shoud i get to enter a low limit cc reference when i had a bigger limit credit card already.
Should i not accept thecredit card when they ship me?
Or close it?
Or ask for upgrade?
Also what punishment shoud i get to enter a low limit cc reference when i had a bigger limit credit card already.
ThriftyPlasticPundit
TF Premier
Whats the limit needed for wealth upgrade?
Got 3.5l on select
Got 3.5l on select
NikhilG
TF Select
How much c2c reference you gave, what salary you mentioned? Did you apply online?
NikhilG
TF Select
Oh wow, and what monthly salary you mentioned?
How come they gave you select then, should have offered you wealth. When did you apply?
3L on existing IDFC card limit.
Accept it
No
It will take 3 months statement to generate and then you can request upgrade before that not possible
Nothing you got a good limit.
3L on existing IDFC card limit.
NikhilG
TF Select
Okay if its 3l on existing IDFC, why can't we upgrade it right away?
People were saying if they send a close request, rentention team calls and upgrade.
NikhilG
TF Select
Did you really create online via c2c reference of hdfc millennia 8 lakh limit?
How much monthly salary you showed?
ThriftyPlasticPundit
TF Premier
I tried three different amounts 1,2,3 lakh pm but it was keep showing first.
Why you need Wealth Card? Any Specific reason?
Just wait for 3 months and get the card. Nothing Special left on the card both are same in regards to reward points.
It depends on your profile not just your Salary or C2C limit.
First What?
ThriftyPlasticPundit
TF Premier
First select...profile is very good, i didn't want to share salary slips and bank statement or any verification for wealth.
Anyways, i think idfc is not useful for me, I will eventually close it.
I don’t doubt your profile, but according to them, it doesn’t meet the criteria for Wealth. Plus, a few other factors also play a significant role in qualifying for Wealth status.
Keep the first Select as it is LTF and use it only for instant discount offers or EMI.
ThriftyPlasticPundit
TF Premier
Possible, I had option for wealth but office verification was flagged.
I haven't seen any good discount. Sbi cb and airtel axis covering almost everything.
