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I have axis Ace with 5 L limit since April 23Your Select Card Limit?
For a fresh application, put all the details in and check which card they are offering and the limit. Then DM me the options I can suggest for the next steps. If you are getting Select with a minimum 3L limit, take it without thinking.
Minimum 1-year-old card with a 5L limit.
Use Axis Ace as it is more than a year old.I have axis Ace with 5 L limit since April 23
Amex plat travel - 8.93 L since mar 24
Using amex I getting select with 2 L limit
If you get the same option with Ace then don't apply C2C, apply directly. Even if you get the Select card, then take it and wait for LE to 3L, you can easily upgrade to Wealth.How to get wealth one instead ?
No, you can get Rupay as an add-on card linked with Wealth.Does wealth come rupay ?
I am considering opening Savings account with idfcUse Axis Ace as it is more than a year old.
If you get the same option with Ace then don't apply C2C, apply directly. Even if you get the Select card, then take it and wait for LE to 3L, you can easily upgrade to Wealth.
No, you can get Rupay as an add-on card linked with Wealth.
YesI am considering opening Savings account with idfc
I have done liquid funds lying around for but
Should I use it to get wealth account directly?
No, the credit card is a separate thing. You can get upgraded to Wealth CC from any lower variant IDFC CC based on your Wealth Account status.Will it give wealth credit card right away ?
No.Once I withdraw funds after 2-3 weeks
Will they downgrade account ?
How much c2c reference you gave, what salary you mentioned? Did you apply online?Whats the limit needed for wealth upgrade?
Got 3.5l on select
Hdfc Millenia 8 lakhHow much c2c reference you gave, what salary you mentioned? Did you apply online?
Oh wow, and what monthly salary you mentioned?Hdfc Millenia 8 lakh
3L on existing IDFC card limit.I need all your guys expert advice here. I applied online, and it asked if already holding other bank credit card. I don't know what i was smoking while applying by mistake I gave a reference of my hdfc millennia credit card with 3.7 lakh limit whereas i have other credit cards with 8 lakhs limit, i thought i will login again and correct it but it kept on showing me auto entered form without an option of again providing details, so I completed the process of select credit card and they issued me select with same 3.7 lakhs limit. What are my options of upgrade here to wealth?
Accept itShould i not accept thecredit card when they ship me?
NoOr close it?
It will take 3 months statement to generate and then you can request upgrade before that not possibleOr ask for upgrade?
Nothing you got a good limit.Also what punishment shoud i get to enter a low limit cc reference when i had a bigger limit credit card already.
3L on existing IDFC card limit.Whats the limit needed for wealth upgrade?
Got 3.5l on select
Okay if its 3l on existing IDFC, why can't we upgrade it right away?3L on existing IDFC card limit.
Accept it
No
It will take 3 months statement to generate and then you can request upgrade before that not possible
Nothing you got a good limit.
3L on existing IDFC card limit.
Did you really create online via c2c reference of hdfc millennia 8 lakh limit?Ok, sent email to upgrade otherwise close it.
I tried three different amounts 1,2,3 lakh pm but it was keep showing first.Did you really create online via c2c reference of hdfc millennia 8 lakh limit?
How much monthly salary you showed?
Why you need Wealth Card? Any Specific reason?Okay if its 3l on existing IDFC, why can't we upgrade it right away?
People were saying if they send a close request, rentention team calls and upgrade.
It depends on your profile not just your Salary or C2C limit.I tried three different amounts 1,2,3 lakh pm but it was keep showing first.
First select...profile is very good, i didn't want to share salary slips and bank statement or any verification for wealth.It depends on your profile not just your Salary or C2C limit.
First What?
I don’t doubt your profile, but according to them, it doesn’t meet the criteria for Wealth. Plus, a few other factors also play a significant role in qualifying for Wealth status.First select...profile is very good, i didn't want to share salary slips and bank statement or any verification for wealth.
Keep the first Select as it is LTF and use it only for instant discount offers or EMI.Anyways, i think idfc is not useful for me, I will eventually close it.
Possible, I had option for wealth but office verification was flagged.I don’t doubt your profile, but according to them, it doesn’t meet the criteria for Wealth. Plus, a few other factors also play a significant role in qualifying for Wealth status.
Keep the first Select as it is LTF and use it only for instant discount offers or EMI.
I need for international lounges, plus zero forex markup as well. Also I feel more bad beause by mistake under c2c I mentioned hdfc millennia(3.7 lakh) even though i had AU Lit ( 8 lakh). Had I mentioned AU with 8 lakh I would have got wealth right away. I have very good credit history, good cibilWhy you need Wealth Card? Any Specific reason?
Just wait for 3 months and get the card. Nothing Special left on the card both are same in regards to reward points.