Tips to get Idfc Wealth Credit card

[fun001100]

Just wanted to know , how to get idfc wealth credit card easily ?

 

[NikhilG]

Possible, I had option for wealth but office verification was flagged.

You had an option of wealth when you applied online? When did you apply? How does it show office verification required and what does happen in that?

I haven't seen any good discount. Sbi cb and airtel axis covering almost everything

 

[Anindya98]

I need for international lounges, plus zero forex markup as well.

IDFC Wealth have 1.5% Forex Markup
Only IDFC Wow & Mayura has 0 Forex.

Also I feel more bad beause by mistake under c2c I mentioned hdfc millennia(3.7 lakh) even though i had AU Lit ( 8 lakh). Had I mentioned AU with 8 lakh I would have got wealth right away. I have very good credit history, good cibil

It doesn’t really matter which card you used for C2C. Since you used HDFC, they likely matched your limit, and during the CIBIL check, they could see all your other card details. Also, HDFC typically holds more weight/preference than AU.

 

[NikhilG]

IDFC Wealth have 1.5% Forex Markup
Only IDFC Wow & Mayura has 0 Forex.

It doesn’t really matter which card you used for C2C. Since you used HDFC, they likely matched your limit, and during the CIBIL check, they could see all your other card details. Also, HDFC typically holds more weight/preference than AU.

But it has international lounge access which no other cc card can give.

I'm using lot of other credit cards with higher limits, like icici apay, au lit, indusind legend (all more than 5 lakh)
Is hdfc millennia holding more weightage than these?

 

[ThriftyPlasticPundit]

You had an option of wealth when you applied online? When did you apply? How does it show office verification required and what does happen in that?

Yes, I had both cards first and wealth but wealth on top right corner had heading - salary slip needed but first was wothout any verification.

 

[Anindya98]

But it has international lounge access which no other cc card can give.

20K spend per month is required to get the Lounge Access. Get other CC or DC for international lounge access.

I'm using lot of other credit cards with higher limits, like icici apay, au lit, indusind legend (all more than 5 lakh)
Is hdfc millennia holding more weightage than these?

Yes
HDFC>ICICI>Indusind>AU
AU is a Small Finance Bank, that's the reason you got Select and they have matched your HDFC limit.

Yes, I had both cards first and wealth but wealth on top right corner had heading - salary slip needed but first was wothout any verification.

Yes, Nowadays they do verification for Wealth CC. Sometimes both Home & office.