Revaluation Top Kotak Mahindra Credit Cards to Grab Now?

[Anindya98]

With RBI lifting the ban on Kotak Mahindra Bank, the bank is likely to make a strong comeback in the credit card market.

It's the perfect time to explore their credit card offerings. To regain lost market share, Kotak might roll out lucrative LTF deals and higher approval rates. Additionally, the bank could offer exclusive rewards, cashback, and promotional discounts to make their cards more appealing.

This creates an excellent opportunity for potential customers to explore Kotak’s credit card options, especially if they’re looking for fee-free cards with competitive benefits.

Which cards should you consider?

Share your suggestions and reasons—whether it's for rewards, cashback, or exclusive benefits. Let's discuss the best picks and why they’re worth getting now!

RBI Ban Lift

 

[Fini7777]

With RBI lifting the ban on Kotak Mahindra Bank, the bank is likely to make a strong comeback in the credit card market.

It's the perfect time to explore their credit card offerings. To regain lost market share, Kotak might roll out lucrative LTF deals and higher approval rates. Additionally, the bank could offer exclusive rewards, cashback, and promotional discounts to make their cards more appealing.

This creates an excellent opportunity for potential customers to explore Kotak’s credit card options, especially if they’re looking for fee-free cards with competitive benefits.

Which cards should you consider?

Share your suggestions and reasons—whether it's for rewards, cashback, or exclusive benefits. Let's discuss the best picks and why they’re worth getting now!

RBI Ban Lift

I consider myntra if LTF or indian oil if LTF

 

[anonymuos]

Kotak has no really good cards even for HNI customers right now. They need a complete overhaul of their entire credit card lineup.

Kotak Zen gives 0.8% and 1.4% if you spend 6L in a year
Kotak League is close to 1% with half-yearly milestone
Kotak Myntra is 5% on Myntra and higher 7.5%/10%/12.5% in sales depending on magnitude of the sale, EORS mostly highest, 1.25% via UPI but only for >₹2000 txns

So except for Myntra, all cards are PATHETIC. They had good cards - Essentia Platinum (10% on grocery), Delight Platinum (10% on dining), Privy League Signature (53% reward rate) but they're all discontinued for new customers.

Kiwi was going to launch on Kotak: https://www.financialexpress.com/bu...rtner-with-2-more-banks-by-march-end-3276841/ But then the RBI ban happened before things could be finalized. Maybe now Kiwi will launch on Kotak given Yes Bank's retarded 1-card only policy and Axis Kiwi stuck at 1% and no NEON. I, for one, would be glad to move to Kotak Kiwi so that it frees up one slot for a good Axis Bank card because Kotak has no good cards

 

[aakashgupta]

Maybe kotak white.
If they do offer ltf.

i have kotak white ltf which i got 10 days after i turned 18. (im 19 right now)

 

[aakashgupta]

Does Kotak give credit cards to people under 21?

yes they do. i am 19 and i hold Kotak white LTF.

 

[kuchbhikuchbhi is verified member.]

yes they do. i am 19 and i hold Kotak white LTF.

How did you get process?

 

[kvndsz512]

How did you get process?

pre approved mostly

 

[imrahul]

When will myntra start taking applications for kotak myntra?
Does anybody have any idea?

 

[Mr. X]

Still Not able to apply any card

 

[Aniket]

Does Kotak give credit cards to people under 21?

Not anymore, especially if there's no pre approved, IG, way back changed age eligibility from 18 to 21.

 

[praful47]

Still Not able to apply any card

Meetings chal rahe honge ..... Comeback kaise karna hai

 

[Anindya98]

indian oil if LTF

Indian Oil Benefits?

 

[Anindya98]

Axis Kiwi stuck at 1% and no NEON.

Now they have started giving NEON Pass for Axis customers also.

 

[Fini7777]

Indian Oil Benefits?

5%(4+1): fuel
2%: dining & Grocery
0.5%: UPI & other spends
this is not a great card but we can use this card for fuel and redeem RP for Mobile recharge (1 RP = 0.25ps)

For more details go through this thread where I included all the details of Kotak credit cards

Thread 'The Ultimate Credit Card Guide – One-Stop Solution for All Your Queries with RR Analysis!'

Feb 13, 2025

First and foremost, I’d like to express my sincere gratitude to this community for sharing knowledge and spreading awareness about credit cards. Over the past three years, I’ve learned a lot and gained significant insights into the world of credit cards, thanks to all of you.

Now, it's my turn to contribute! I’m excited to present a Comprehensive Credit Card Guide, which includes detailed analysis, comparisons, and insights to help you make informed decisions.

Key Highlights of the Guide:​

📌 Banks Analyzed: 16 issuers, covering 96 credit cards
📌 Excluded...

• Fini7777

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[anonymuos]

Now they have started giving NEON Pass for Axis customers also.

Screenshot/source of this info? Last I heard was they were offering Axis customers the chance to apply for Yes Bank Kiwi credit card

 

[Gajakumar]

I am NTB for kotak bank. How to apply for their Credit card?

 

[akshayhs]

Visiting card. It's lifetime free as well! /s

 

[aakashgupta]

How did you get process?

I asked my RM to do it for me

 

[kuchbhikuchbhi is verified member.]

I asked my RM to do it for me

Can you share your rm's number in DM

 

[aakashgupta]

Can you share your rm's number in DM

I think he has left his job at kotak and is working somewhere else…

 

[kuchbhikuchbhi is verified member.]

I think he has left his job at kotak and is working somewhere else…

Ohh i see