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Trick to get unlimited free reports from CIBIL website (free account)
- Thread starter hs23
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Yes agree, there are so many other apps that gives credit scores and many other agencies like Equifax, CRISIL, CIRF and all. Plan based on what one needs and which all apps they use. Yes for all these apps, PAN is the basis, without PAN one cant get his credit score. Any in many apps, you can download the PDF.
harsh1387
TF Ace
I echo your sentiments.
Didn't used it even once.
In any case I don't check cibil regularly and for that One score app is good enough.
It's been more than 48 hours since I used this trick and received three emails from CIBIL (all received 48+hours ago). All were automated responses to the ticket. I haven't received the actual CIBIL report, yet. I doubt I will ever receive it.
Anyone got the CIBIL report?
Anyone got the CIBIL report?
Oh so the trick is to raise a rectification request on the cibil report ?
To give the benefit of doubt to OP and to those who can't get it yet, I am not going to spill the beans verbatim.
There are so many people who haven't received the DM yet 🙂
redcarpet
TF Premier
I got within 1 hr of doing the trick. I got the report in spam though
I received the emails in spam too. But, no CIBIL report, yet, even in spam.
Those who can't follow the simple instructions, don't deserve to know the trick (even if it doesn't work for them). The only exception could be those who can't even intiate a DM.
redcarpet
TF Premier
I think you did the trick a bit wrong. I used this in the past and it wont work.
Need to use exact url
It seems there a quite few who are interested in knowing their CIBIL score regularly which is evident by looking at the resounding response to the OP's post in the form of likes '91' so far.. (but only on one condition :'It must be free'.....)
Even though it is none of my business to comment on this topic, as it is in public forum.. I am expressing my views here.. Advanced apologies if it hurts anyone's feelings..
1) There is nothing free in this world.. The costs' have to be covered in one form or another.. Imagine for whatever work we do by spending our valuable time at work and being paid nothing in return... In Capitalism it doesn't work that way.. isn't it...
2) Gaining advantage by using the features available in any commercial product within the limits of its offering is okay as long as we are contributing to revenue of the product offered and there by supporting its commercial sustainability...
but what is not okay is: abusing the system.. abusing with an intention to gain unfair advantage repeatedly without contributing to the revenue stream... I kind of think this trick is flirting with crossing this line of abusing the system... Hence in my view, it is not recommended to use these kinds of tricks..
I don't know the trick and I don't want to know it as well....
3) For most of an average credit user, we actually don't need to know the score each and every day.. For all practical purposes there are so many freely available apps which provide score on a regular basis...
For those who are very keen to know how credit score works and also want to respond to any adverse event reported in the credit report immediately, it is worth having an official subscription which costs around 1k p.a. which is reasonable in my view...
Again, my apologies to those who may get offended to this post and it is just my personal view...
Take it easy.. Have fun...
Even though it is none of my business to comment on this topic, as it is in public forum.. I am expressing my views here.. Advanced apologies if it hurts anyone's feelings..
1) There is nothing free in this world.. The costs' have to be covered in one form or another.. Imagine for whatever work we do by spending our valuable time at work and being paid nothing in return... In Capitalism it doesn't work that way.. isn't it...
2) Gaining advantage by using the features available in any commercial product within the limits of its offering is okay as long as we are contributing to revenue of the product offered and there by supporting its commercial sustainability...
but what is not okay is: abusing the system.. abusing with an intention to gain unfair advantage repeatedly without contributing to the revenue stream... I kind of think this trick is flirting with crossing this line of abusing the system... Hence in my view, it is not recommended to use these kinds of tricks..
I don't know the trick and I don't want to know it as well....
3) For most of an average credit user, we actually don't need to know the score each and every day.. For all practical purposes there are so many freely available apps which provide score on a regular basis...
For those who are very keen to know how credit score works and also want to respond to any adverse event reported in the credit report immediately, it is worth having an official subscription which costs around 1k p.a. which is reasonable in my view...
Again, my apologies to those who may get offended to this post and it is just my personal view...
Take it easy.. Have fun...
Last edited:
Bro… if you haven’t used “I think”, I would have called the cyber crime.
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