Tricks for getting ICICI Wealth Management

[Sreerag]

Is there any ways for getting ICICI Wealth Management upgrade? Already have 2 Privilege accounts with them which are individual. I prefer having family banking (3 accounts)
AQB is pretty low but having CCs with them of 2.4L and 2.8L limit

Any tips would be appreciated. Initial funding not recommended but anything upto 2L okay (at last case scenario only)

 

[Bugs Bunny]

well...everyone says some or the other things 🙁

so this means he lied?

 

[0xfallup]

so this means he lied?

Most of the time RM doesn’t give a shit after initial funding ….some good men does what they promise

 

[Bugs Bunny]

Most of the time RM doesn’t give a shit after initial funding ….some good men does what they promiI go

Most of the time RM doesn’t give a shit after initial funding ….some good men does what they promise

I made him call his seniors and ask and he talked on speaker and they expressly said and didn't visit before so he could have told them. They said if person is salaried we'd give Sapphiro Ltf right away if not then 6 months old account is required then we'd approved if it is wealth account and he seemed a convincing and honest guy as wealth accounts in my village are rear

 

[0xfallup]

I made him call his seniors and ask and he talked on speaker and they expressly said and didn't visit before so he could have told them. They said if person is salaried we'd give Sapphiro Ltf right away if not then 6 months old account is required then we'd approved if it is wealth account and he seemed a convincing and honest guy as wealth accounts in my village are rear

Then go for it mate 😁

 

[Bugs Bunny]

Then go for it mate 😁

yes handed over him a cheque now waiting for wealth kit and Sapphiro Ltf 🔥

 

[jack333]

You can choose your account no also last 4 digits atleast if not more depending upon availability

 

[Bugs Bunny]

You can choose your account no also last 4 digits atleast if not more depending upon availability

yes bro though he didn't tell me about this I randomly googled and found we can choose so I sent him the digits I want

 

[hks789]

I made him call his seniors and ask and he talked on speaker and they expressly said and didn't visit before so he could have told them. They said if person is salaried we'd give Sapphiro Ltf right away if not then 6 months old account is required then we'd approved if it is wealth account and he seemed a convincing and honest guy as wealth accounts in my village are rear

Is your company part of ICICI salary tie-up list? And salary 2L plus?

@0xfallup
I went to nearby branch for closing my old account. When I mentioned that Hyderabad branch is willing to open acc with 1L IP, they said they will check if possible to open with 1L.
I gave the other person(who got wealth for 1L last week) ph number for them to verify my claim, they checked and saw the 1L funding.
Hopefully they will give it for 1L.

They also mentioned they don't have much trainings about wealth account procedures, also they dont have any wealth clients.

 

[0xfallup]

Is your company part of ICICI salary tie-up list? And salary 2L plus?

@0xfallup
I went to nearby branch for closing my old account. When I mentioned that Hyderabad branch is willing to open acc with 1L IP, they said they will check if possible to open with 1L.
I gave the other person(who got wealth for 1L last week) ph number for them to verify my claim, they checked and saw the 1L funding.
Hopefully they will give it for 1L.

They also mentioned they don't have much trainings about wealth account procedures, also they dont have any wealth clients.

oh! great ....will be opened then and try to get your own account number i missed it 🙁

 

[hks789]

oh! great ....will be opened then and try to get your own account number i missed it 🙁

I will keep that in mind.

You can choose your account no also last 4 digits atleast if not more depending upon availability

Thanks, @jack333. I was not aware of this.

 

[Bugs Bunny]

Is your company part of ICICI salary tie-up list? And salary 2L plus?

@0xfallup
I went to nearby branch for closing my old account. When I mentioned that Hyderabad branch is willing to open acc with 1L IP, they said they will check if possible to open with 1L.
I gave the other person(who got wealth for 1L last week) ph number for them to verify my claim, they checked and saw the 1L funding.
Hopefully they will give it for 1L.

They also mentioned they don't have much trainings about wealth account procedures, also they dont have any wealth clients.

bro I'm a student I don't have any salary or anything 😂

 

[plastikman]

An upgrade would be difficult as they generally do upgrades for NRV 25 lakhs
Only option will be IP but that too 5 lakhs will be needed at least . There are no such tricks in casa

I only have APay card from icici but it shows wealth management on the app as well as emails ? Is that common ? Should I open a savings account with them ?

 

[Sreerag]

@anirban.choudhury does home loan count towards NRV as it's an secured asset?

 

[CardSeeker]

i already had zero bal icici a/c previously

again i opened wealth account with 5l ip ( Not yet processed )

with old active account any issues ?

someone opened like this pls share ur experience

 

[shubhamosy]

You get complementary Cibil subscription with wealth account , the subscription is valid till wealth status is maintained

subscription means we need to check cibl from icici banking platform or CIBIL Platform?

 

[hks789]

i already had zero bal icici a/c previously

again i opened wealth account with 5l ip ( Not yet processed )

with old active account any issues ?

someone opened like this pls share ur experience

If they have accepted then it will be fine.
I think @HyperBeast has 2 active sb accounts.

My case they made me close my old account.

 

[panu24]

subscription means we need to check cibl from icici banking platform or CIBIL Platform?

Icici banking mobile platform that is iMobile app.

 

[shubhamosy]

Icici banking mobile platform that is iMobile app.

Unlimited check?

 

[panu24]

Unlimited check?

Yes as long as cibil is changing, your report or score will also change in downloaded report from icici.

 

[shubhamosy]

Yes as long as cibil is changing, your report or score will also change in downloaded report from icici.

Okay, thanks