True Zero Balance Accounts

[aravb]

Curie Money (Yes bank)

unable to download in Android 15 🤔

 

[ccdc]

Looking at the latest notification from the bank. Not for long ig

what notification???...can you send ss?

 

[Sobirvs]

Exactly. Hence I still keep physical card.

Won't work
Resetting password requires PIN which is only for physical DC.

Profile password shall be saved somewhere instead. Or branch is the only option left.

Yup, and in contrast PNB allows setting ATM pin for a virtual debit card, and you can use the PIN for authentication wherever needed. Why SBI missed it is beyond me.

 

[jr001]

A bit off topic but For People who have trouble getting BoB Bro or BoB Lite. BoB advantage is the next best option (MAB 500Rural-1000SemiUrban-2000U/Metro). Once you get the account MAB is the only thing you need to take care of, get VDC, disable SMS alerts and you are set.

Also, BoB has now allowed B3 accounts to get branch service and now that RuPay Platinum has become useless, B3 Plus is a very good account. True Zero Balance, and you can now get a chequebook, physical DC if you need. No confusion. I hope they haven't discontinued B3 Silver accounts.

Rupay Platinum Amazon offer isn't extended for 2025 ?

 

[kalyan324]

Rupay Platinum Amazon offer isn't extended for 2025 ?

No update till now about extension and in rupay website also Amazon and swiggy offer not showing so its over
For confirmation wait for Friday

 

[dvader]

Rupay Platinum Amazon offer isn't extended for 2025 ?

Hate to break it to you but all RuPlat Offers are gone.


@kalyan324

This is the circular I think.

https://www.npci.org.in/PDF/npci/rupay/2025/RuPay-OC029-FY-24-25-RuPay-Debit-Platinum-Card-Program-w-e-f-1st-April-2025.pdf

 

[GizaPyramid]

Not on BHIM tho

Even JPB is not listed there. 😑

 

[aravb]

Galgal Cosmos bank

Does this allow virtual card only as physical card is chargeable. Any other charges like SMS and Maintenance etc. ?

 

[John Since]

unable to download in Android 15 🤔

May be still not available for android 15. I'm using it on 14 and works fine.

 

[NShah]

Does this allow virtual card only as physical card is chargeable. Any other charges like SMS and Maintenance etc. ?

Yes
Nothing . . .
But it's cooperative Bank

 

[Akshay Ajmera]

Nice information.
I have indusind exclusive as true zero balance with indusind pinnacle credit card

 

[aravb]

Great suggestions all round the thread. Please add more True Zero Balance accounts you know or use. Even if converted via High Initial Deposit.

 

[Aniket]

SBI has now introduced Non Maintenance charges w.e.f 01 April '25

MAB 3K for Urban Locations

Introduce karke khud internally circulate kar liya kya? Batana bhi hota hai April chalu bhi ho gaya, no such announcement/communication has been made.

So, how come? SBI ke sath gopya sambandha hai kya aapka?😅

 

[ritwik2000]

SBI has now introduced Non Maintenance charges w.e.f 01 April '25

MAB 3K for Urban Locations

par bhai april fool toh 2 din pehele tha.

 

[Piyush_Jaiswal]

par bhai april fool toh 2 din pehele tha.

Pura month hi April ka h😂

1st April ko sab samjh jate h...2nd April best day😂

 

[Aniket]

Pura month hi April ka h😂

1st April ko sab samjh jate h...2nd April best day😂

Magar aaj toh 3rd April hai na ki 2nd 😂

 

[jr001]

Nice information.
I have indusind exclusive as true zero balance with indusind pinnacle credit card

Isn't Indie also a true zero balance account?

 

[Piyush_Jaiswal]

Magar aaj toh 3rd April hai na ki 2nd 😂

Par msg to kal kiya tha na maine😂

 

[Aniket]

Par msg to kal kiya tha na maine😂

 

[razat]

SBI Wealth Savings Account is a true zero balance account (with Rupay Select DC) for students of mostly all IITs, IIMs, etc.

How you can say? what's the process?