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Unexpected approval of SBI Cashback Card.

doomlord

TF Select
I applied for this credit card on 15th December 2023 via CashKaro, attracted by their ₹1800 offer. On Sprint, they promptly requested basic information and Aadhar authentication. Within 2-3 days, I received a call regarding an address format change. The agent informed me that the address format was incorrect and sent me a link to update both my office and home addresses, providing guidance on how to do so.

After 1-2 days, I received the KYC link and booked a slot. It was a VKYC process, which again experienced a delay of 2-3 days. Following that, I did not receive any further communication. I messaged the agent who had initially contacted me, as he had mentioned I could reach out in case of any issues. Despite sending multiple messages, he assured me he would look into it but did not take any action.

I also informed my friend at SBI Cards, who said he would investigate and later informed me to wait for 21 days. I then reached out to SBI Cards and the nodal officer, both of whom advised me to wait for the same duration. After the 21 days had passed without any updates, I sent another email to the SBI card team, this time expressing my frustration.

Around the same time, my friend at SBI Cards informed me that my application had been escalated. Just on 6-2-24, I received an email requesting verification of my company mail. Prior to that, I had received a call from SBI Cards for verification of my office and home addresses. The representative assured me that my card would be dispatched within 3-4 days.

Initially skeptical, I asked if my application had been approved or if there were any further steps required. She clarified that this was solely for address verification and assured me that I would receive confirmation soon. Today, I finally received the confirmation that the card is ready to be activated online, with the physical card to follow in a few days.

Sorry for the lengthy post 😂. I had actually stopped caring about this application, but as they say, miracles do happen 🤣.
It took me approx 2 months to get a Card from SBI.
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
I applied for this credit card on 15th December 2023 via CashKaro, attracted by their ₹1800 offer. On Sprint, they promptly requested basic information and Aadhar authentication. Within 2-3 days, I received a call regarding an address format change. The agent informed me that the address format was incorrect and sent me a link to update both my office and home addresses, providing guidance on how to do so.

After 1-2 days, I received the KYC link and booked a slot. It was a VKYC process, which again experienced a delay of 2-3 days. Following that, I did not receive any further communication. I messaged the agent who had initially contacted me, as he had mentioned I could reach out in case of any issues. Despite sending multiple messages, he assured me he would look into it but did not take any action.

I also informed my friend at SBI Cards, who said he would investigate and later informed me to wait for 21 days. I then reached out to SBI Cards and the nodal officer, both of whom advised me to wait for the same duration. After the 21 days had passed without any updates, I sent another email to the SBI card team, this time expressing my frustration.

Around the same time, my friend at SBI Cards informed me that my application had been escalated. Just on 6-2-24, I received an email requesting verification of my company mail. Prior to that, I had received a call from SBI Cards for verification of my office and home addresses. The representative assured me that my card would be dispatched within 3-4 days.

Initially skeptical, I asked if my application had been approved or if there were any further steps required. She clarified that this was solely for address verification and assured me that I would receive confirmation soon. Today, I finally received the confirmation that the card is ready to be activated online, with the physical card to follow in a few days.

Sorry for the lengthy post 😂. I had actually stopped caring about this application, but as they say, miracles do happen 🤣.
It took me approx 2 months to get a Card from SBI.
So what all verification u did !

Office email
Home verification
Office verification
 
Wow totally amazed, that you were able to get free money along-with the SBI Cashback CC. I have been trying to get my hands on this CC but finding a lot of challenges. My application is still in pending stage as SBI is unable to do e-KYC.
Update : Received a call today for e-KYC. They even suggested that I do KYC on a video call instead of physical visit. I happily agreed. Received link via SMS and e-mail. V-kyc was smooth 5 min process. Agent told me no other document was required and I would received a verification call.

Received a call 4 hours later, but ended before I could pick it up. Tried calling but no use. My application is still in pending stage (same as before). No idea what will happen next.
 
Update: Received a verification call again today crosschecking all details, followed by a link to e-sign the document. Completed the e-sign process.

Another call was received after 2 hrs claiming to be a verification call, same process of cross-checking the details.

Don't understand how many times do they need to verify?
 

Jackk

TF Select
Got cashback from CashKaro as well since they were not able to track due to the delay in processing the application, so had to raise complaint to that, also I'd found that SBI had done 2 enquiries on my CIBIL for the same application, so I'd mailed them regarding this, after 3 4 days when I checked again, the duplicate enquiry was not there. This was again unexpected from SBI, I thought they'll take their own sweet time 😂
Whom did you mail for removing double cibil enquiry?
 

sinistr

TF Buzz
Hello I applied for SBI CB and sbi agent call me to complete kyc and Esign as my card was approved after completing all steps, after two days when I track application status it's showing Application decline due to internal policy and today I received msg of tentative credit limit of 78k.
Is there any chance of approval?
 

Jeba M

TF Buzz
Hello I applied for SBI CB and sbi agent call me to complete kyc and Esign as my card was approved after completing all steps, after two days when I track application status it's showing Application decline due to internal policy and today I received msg of tentative credit limit of 78k.
Is there any chance of approval?
Today SBI card agent (from account maintaining branch) called me over phone and informed now SBI card is allowing to process the cashback card application through ofline. I don't know whether she is telling truth or not.
 
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