Union bank RuPay Unicorn Select Credit Card | Blinkit gv, Myntra gv, BMS, Free lounge, Swiggy, MMT 10% off Flight booking etc

[krishc]

I do but will nexteria have similar add-on benefits?

Yes. And don't rush. Wait for Nexteria to come if you earn above 18 lakhs.

 

[Broodi]

Does it require income proof or CIBIL surrogate will also work?

Policy wise based on CIBIL data, card can be issued to NTB customers without income proof. Income proof and having a bank account increases your chances massively.

 

[Abhishek012]

https://unioncards.unionbankofindia.bank.in/access/unicorn!go.action The card has been listed on the website now.

	You are seeing this page because we have detected unauthorized activity. If you believe that there has been some mistake, please email our website security team with the following case number as the subject: support.itsec@unionbankofindia.bank Case Number: 202952454

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🤣 🤣

 

[Broodi]

BTW If you apply for a debit card from our bank, default mode pe you are highly likely to get a Visa rather than a Rupay. There is no push for Rupay as such built in the system or from higher ups. People who work have better things to care about like lakhs of crores of loans.

And people who don't work also have better things to worry about like how to push more of the absolutely useless PMSBY/PMJJBY and impress Govt at no risk or accohntsvility. Or even things like selling books or jinxing working apps, just to embellish their own CVs for future jobs.

Why do you want voucher to stop btw? Saw your tweet. Felt sad.

Stay consistent please. Either help the community or keep being a Judas.

Thankfully in Rupay no one is going to listen as they aren't like pvt banks.

It depends on the people—what benefits they want to take.
RuPay mainly targets those who cannot get Visa Signature or Visa Infinite cards or those who can’t get a credit card at all.
Many people in India use RuPay Scan & Score and are earning a good amount from it.

And people forget that Visa only started giving all these benefits after RuPay came to India. Otherwise, why would Visa bother giving offers? There was no competition.

When I say PSU bank, I mean this: if you start giving too many Visa cards to customers, upper management will scold the bank manager, and the bank manager will scold you. 🤣🤣 But it also depends on your area—whichever card network is being issued more across the branches in your state.

This has happened many times with some SBI employees because RuPay is the core network partner for PSU banks.

Similarly, for private banks — ICICI & Kotak have Visa as their core network partner, Axis and Yes Bank have Mastercard etc.

I

 

[safetorpedo2]

Policy wise based on CIBIL data, card can be issued to NTB customers without income proof. Income proof and having a bank account increases your chances massively.

Any account variant which can be opened online?
Or should I take my chances of applying as NTB

 

[Sai_Kiran]

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🤣 🤣

Visit unioncards website, there we can directly select the Unicorn credit card.


As of now card is not attractive because Add on also has ₹2400 fees , where as PNB Elite DC give more benifits in 1/4 of joining fees & ~1/3 of annual fee ]

 

[Broodi]

LTF for salary acc holders? still chargeable card?

Please wait. It's not even listed on website or integrated with any of our existing relationship tiers yet.

So currently it's not LTF for any tier except staff. It's chargeable.

Let it be integrated and then you will know kiske liye free hain and kaise free Hain.

 

[Ankush32]

Any account variant which can be opened online?
Or should I take my chances of applying as NTB

They do allow online savings account opening. https://casa.unionbankofindia.bank.in/savings-account/landing

 

[Abhishek012]

Visit unioncards website, there we can directly select the Unicorn credit card.


As of now card is not attractive because Add on also has ₹2400 fees

Ya, wohi kiya maine.

 

[Abhishek012]

As of now card is not attractive because Add on also has ₹2400 fees

@Broodi bro ne kuch jada he popular kar diya launch se pahele. 🤣🤣

 

[Broodi]

Why do you think Health still offers more than Unicorn? Maybe if just looking at the total benefit value that Union Bank says it offers, the Health card might be higher.

But I feel most of the benefits listed for the Health card is just for show and not actually useful for most users.

A lot of the Benefits on the Health cards are just video consult, which are usually not good.

Maybe I am missing something but I don't really see much value in it.

Free carwash
Free jumpstart
Free tire replacement
Free Fuel delivery
AC repair
Fridge repair
Washing machine repar
Dietician

Please calculate the monetary value of the above and compare with rest.

This is without all the teleconsultations.

Teleconsultations btw aren't junk. They are detailed and will last as long as you want them to last. The providers are real experts.

 

[shu_sha_]

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Work to kar raha hai, features and eligibility sab mention hai website pe

 

[Abhishek012]

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	You are seeing this page because we have detected unauthorized activity. If you believe that there has been some mistake, please email our website security team with the following case number as the subject: support.itsec@unionbankofindia.bank Case Number: 202952454

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🤣 🤣

Aise feel ho raha hai jaise bahut bada crime kar diya hu, ab court me mera case chalega and case number diya hai mera. 🤣🤣

 

[Broodi]

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Saw it here first. Thanks. Now If Rewardz folks reply then I will apply tomorrow.

 

[Broodi]

Policy wise based on CIBIL data, card can be issued to NTB customers without income proof. Income proof and having a bank account increases your chances massively.

Listed on site now. This variant is only for ETB customers. ETB ke income details we already know. 🙂

 

[Broodi]

I do but will nexteria have similar add-on benefits?

I have been told it will be even better. Let's see.

 

[Abhishek012]

Free carwash
Free jumpstart
Free tire replacement
Free Fuel delivery
AC repair
Fridge repair
Washing machine repar
Dietician

Please calculate the monetary value of the above and compare with rest.

This is without all the teleconsultations.

Teleconsultations btw aren't junk. They are detailed and will last as long as you want them to last. The providers are real experts.

JCB Health card jada popular nahi hua.

actually Union bank easily dete he nahi hai credit card toh kya he popular hoga.

Health card also JCB variant, so we will get 25% cashback on RuPay JCB International offer.

 

[shu_sha_]

 

[Broodi]

Any account variant which can be opened online?
Or should I take my chances of applying as NTB

https://casa.unionbankofindia.bank.in/savings-account/landing

All these are nil balance. Go ahead.

This variant is restricted to ETB. I was talking about normal CC issuance policy.

 

[Broodi]

Hota hain. Customers arrest bhi hote hain.

Aise feel ho raha hai jaise bahut bada crime kar diya hu, ab court me mera case chalega and case number diya hai mera. 🤣🤣