Upgrade Alert: Yes Bank Reserve Card LTF to Marquee LTF - Free Upgrade Process

[Nickname9121]

Hey everyone,

I just wanted to share a recent experience in case anyone is interested in getting a free upgrade to the Yes Bank Marquee Credit Card (LTF - Lifetime Free).

I started with the Yes Bank Reserve Credit Card LTF. But I decided to request an upgrade to the Yes Bank Marquee Credit Card LTF, which typically comes with a ₹9,999 annual fee. To my surprise, the upgrade was approved and I was able to get the Marquee Card with Lifetime Free (LTF) status!

Here’s a quick summary of what I did:

1. Initial Card: Yes Bank Reserve Card (LTF)
2. Upgrade Request: Contacted Yes Bank customer support at yestouchcc@yesbank.in and requested an upgrade to the Yes Bank Marquee Credit Card.
3. Outcome: Got the upgrade approved with no annual fee (LTF).

Edit 1: 18-Dec-2024 : Got today email that there was technical issue going on where many customers got free LTF without asking, so they reverted my card to Reserv, As I have email confirmation, I told them to reactivate / reissue marquee card. Will keep posted here as it progress. From my understanding the technical issue coincided with the date range of my LTF request. Emailed nodal office and PNO, waiting for revert.

Edit2: 06-jan-2024: Still no update from PNO or any department. If I don't get response, I may proceed to escalate to RBI

 

[S9100]

@Nickname9121
I this th reply you got from yes bank after you sent a mail requesting upgrade

Do you know what is hot card upgrade is?

In the subject it's mentioned as yes marquee LTF but nothing mentioned in body of email regarding charges.

Did you have to email them again mentioning that you want LTF marquee
card

Dear Mr. Venkata,

Greetings from YES BANK Ltd.

This is with reference to your Email dated January 03, 2025 regarding Upgrade of your YES BANK Credit Card.



We understand that you wish to Upgrade your existing Card to YES Marquee Credit Card.
Further, in case of any Upgrade in future or transfer to another variant of Card, the fees and Charges will be applicable as per the Variant. However, Credit Card will be Chargeable.

Further, we request you to kindly provide your E-mail consent if you wish to Upgrade your Credit Card.

Please note:hot Card Upgrade will be subject to evaluation and approvals as per credit policy parameters of YES BANK LTD.

Hot = hotlisted

 

[S9100]

I closed all the Yes cards I had..Finbooster and Rupay (both LTF).. 😎

Absolutely useless cards those

 

[S9100]

3X/5X/3%/4% sound nice in discussions but the sorrow storm hits at the time of redemption. After seeing 10-15p value against most categories one goes into the guilt trip of not spending money on a better, more rewarding card. Get cards like Reserv or Marquee only for non spend based benefits like movies and international lounge access, for rest they are super trash products.

Book flights and hotels. 25p

 

[Bionick]

Book flights and hotels. 25p

With a usage capping of 70% and taxes to be paid extra. Still trash. For flights and hotels I use cards like Olympus, Atlas and Infinia.

 

[S9100]

With a usage capping of 70% and taxes to be paid extra. Still trash. For flights and hotels I use cards like Olympus, Atlas and Infinia.

Not trash. You simply have better cards which give better returns on some spends but yes cc have their place.

 

[drvenkat]

HOT card ?? wutt??

I don't know

 

[S9100]

I don't know

Hot = Hotlist

 

[drvenkat]

Hot = Hotlist

My card is not hotlisted

 

[S9100]

My card is not hotlisted

I understand. But thats what a hot card means.

 

[Premium]

Recently they sent me a mail that I am eligible for upgrade to Reserv from Select. It is a paid upgrade, I am thinking of dropping a mail to them. Would that help, regardless, I'll update the result here.

 

[S9100]

Recently they sent me a mail that I am eligible for upgrade to Reserv from Select. It is a paid upgrade, I am thinking of dropping a mail to them. Would that help, regardless, I'll update the result here.

Asking for ltf?
Very difficult to get it like this

 

[drvenkat]

@Nickname9121 @S9100
GOT MY REPLY YESTERDAY.
THEY OFFERED ME PAID UPGRADE .SAID LTF NOT POSSIBLE

 

[drvenkat]

ANY SUGGESTION ON WHAT TO DO NEXT

 

[S9100]

@Nickname9121 @S9100
GOT MY REPLY YESTERDAY.
THEY OFFERED ME PAID UPGRADE .SAID LTF NOT POSSIBLE

One option is to get the card and then not activate it and wait for any activation benefit..

 

[drvenkat]

One option is to get the card and then not activate it and wait for any activation benefit..

Am not looking for activation benefit.am looking for LTF card.did you confirmation in writing regarding your LTF marquee card

 

[S9100]

Am not looking for activation benefit.am looking for LTF card.did you confirmation in writing regarding your LTF marquee card

Converting your paid card into ltf card is the activation 'benefit' i was talking about.

 

[drvenkat]

Converting your paid card into ltf card is the activation 'benefit' i was talking about.

Did you also do the same .first get the paid card and asked for ltf before activation.