Infinia Upgrade Offer for FYF Infinia metal card

[parasf]

Hi

I have regalia first with pretty good limit.
And this card is LTF

Now I get an upgrade offer of infinia metal with FYF & there after annual fees of ₹ 12500/-

I want to upgrade the card. But annual fees are very high for me. (As mostly my all cards are LFT)

So is there any suggestions to get INFINIA METAL LTF??

Please suggest good ideas

 

[Avatar Aang]

I have hdfc regalia and neu infinity LTF card ( Limit 4.3 lac ) without any banking relationship with hdfc bank.

Today i got upgrade offer for regalia gold paid.

Need Advise:
My target is infinia so should I avoid this upgrade offer and any one got Infinia without having banking relationship with hdfc bank.

AFAIK you can upgrade to infinia from any varient. There's already one thread where one guy got infinia upgrade from milennia. He had CL of 8L. Hence, IMO avoid upgrade if its not LTF. Instead Look for CL enhancement.

 

[SSV]

I have hdfc regalia and neu infinity LTF card ( Limit 4.3 lac ) without any banking relationship with hdfc bank.

Today i got upgrade offer for regalia gold paid.

Need Advise:
My target is infinia so should I avoid this upgrade offer and any one got Infinia without having banking relationship with hdfc bank.

AFAIK you can upgrade to infinia from any varient. There's already one thread where one guy got infinia upgrade from milennia. He had CL of 8L. Hence, IMO avoid upgrade if its not LTF. Instead Look for CL enhancement.

This is correct.. this is the order of preference to get Infinia:
1) Higher CL
2) Higher Spends
3) Higher Variant.

 

[elite34700]

looks like plastic...if it was metal...it would have mentioned metal...

its metal for sure, plastic fee is 10k not 12.5k . Check fee structure .

 

[abhiver]

Aisa offer mujhe kab aayega...

 

[parasf]

I have hdfc regalia and neu infinity LTF card ( Limit 4.3 lac ) without any banking relationship with hdfc bank.

Today i got upgrade offer for regalia gold paid.

Need Advise:
My target is infinia so should I avoid this upgrade offer and any one got Infinia without having banking relationship with hdfc bank.

As per my experience, I also got upgrade offer for regalia gold since last 1 year

But I avoid it, as regalia gold is not much good card as per my view

Then I got upgrade offer 1 month back, for infinia metal.

So if you can wait, then you might be get upgrade offer of infinia card

 

[Pravas]

Got an FYF infinia metal upgrade offer from LTF DCB by sending mail to pno.

Need some input whether to press for LTF or renewal fee waiver spend criteria reduction to 5L.

Have someone has got LTF or waiver limit reduction after following up with pno after upgrade approval or it is not worth the hassle ?

 

[4uziaul]

Got an FYF infinia metal upgrade offer from LTF DCB by sending mail to pno.

Need some input whether to press for LTF or renewal fee waiver spend criteria reduction to 5L.

Have someone has got LTF or waiver limit reduction after following up with pno after upgrade approval or it is not worth the hassle ?

@Bugs Bunny please share 😁

 

[Bugs Bunny]

@Bugs Bunny please share 😁

PNO rejected ltf or 5L waiver BM did it for me

 

[SSV]

Got an FYF infinia metal upgrade offer from LTF DCB by sending mail to pno.

Need some input whether to press for LTF or renewal fee waiver spend criteria reduction to 5L.

Have someone has got LTF or waiver limit reduction after following up with pno after upgrade approval or it is not worth the hassle ?

Just search bug's posts .he is the master in this subject

 

[Pravas]

@Bugs Bunny so should I first take the card and then talk to BM or RM for LTF or 5L waiver ?
I am trying to avoid taking any favour from them for obvious cross selling calls l.

 

[SSV]

Got an FYF infinia metal upgrade offer from LTF DCB by sending mail to pno.

Need some input whether to press for LTF or renewal fee waiver spend criteria reduction to 5L.

Have someone has got LTF or waiver limit reduction after following up with pno after upgrade approval or it is not worth the hassle ?

Just search bug's posts .he is the master in this subject

@Bugs Bunny so should I first take the card and then talk to BM or RM for LTF or 5L waiver ?
I am trying to avoid taking any favour from them for obvious cross selling calls l.

Your search should look like this"

 

[Bugs Bunny]

@Bugs Bunny so should I first take the card and then talk to BM or RM for LTF or 5L waiver ?
I am trying to avoid taking any favour from them for obvious cross selling calls l.

If you get it before hand nothing like it however you can still get it afterwards. @S S V is classic case of getting FYF infinia and getting it converted to ltf afterwards.

 

[ccdc]

PNO rejected ltf or 5L waiver BM did it for me

5L for fee waiver???...how did you manage that...what kind of relationship you have....(on a lighter note...previously we used to ask what kind of relationship you have with your gf....now we ask the same q for banks....such times!!)

 

[Bugs Bunny]

5L for fee waiver???...how did you manage that...what kind of relationship you have....(on a lighter note...previously we used to ask what kind of relationship you have with your gf....now we ask the same q for banks....such times!!)

Ummm please search my threads you'll get all your answers in detail.

 

[Animal]

Will update once I receive the card.

Received it today. It’s metal.

 

[sousnake]

@Bugs Bunny so should I first take the card and then talk to BM or RM for LTF or 5L waiver ?
I am trying to avoid taking any favour from them for obvious cross selling calls l.

Bhai infinia ke liye kuch bhi.. kuch bhi matlab sab kuch 😉

 

[Pravas]

Able to see infinia metal in mobile banking. PNO denied LTF or threshold reduction to 5L. So FYF it is.

 

[Bugs Bunny]

Able to see infinia metal in mobile banking. PNO denied LTF or threshold reduction to 5L. So FYF it is.

They won't do it easily you need to follow up bro

 

[parasf]

Around 15k mab
And 1 apy debit

@infinia_dedo @Lobogris
Bhai mere pe angry kyo ho rahe ho??
😜

 

[Lobogris]

@infinia_dedo @Lobogris
Bhai mere pe angry kyo ho rahe ho??
😜

When was I angry? There must be some confusion.