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DCB Upgrade to DCB (Alumni offer) process - How to get eligible

garvit_a

TF Buzz
Im currently holding a LTF Millenia Credit Card, which has quite a low credit limit. I’m eligible for a DCB LTF card through the alumni program but my RM mentions I do not meet the spend criteria or the credit limit criteria for my card. I have previously tried physically mailing the documents required for limit enhancement and card upgrade but HDFC straight up denied my request.
The funny thing is I hold a salary preferred account with them, my monthly salary is higher than my cards credit limit.

Of course I do not have many spends on millenia as I hold an Axis Vistara Infinite as well as Axis Magnus card which I put all my spends on for rewards. Can anyone suggest how I can get HDFC to issue me a DCB?
 
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