Views on Tata Neu Infinity HDFC Bank Credit Card

[oneeightone]

I just got notified that I have a FYF offer for Tata Neu Infinity HDFC Bank Credit Card. At a first glance, the T&Cs and the reward structure looks pretty attractive..

However, i have heard a lot of chatter about the lack of transparency with the rewards structure etc.
Would help if someone from the community could share their personal experience with this card?

At this moment this card looks attractive to me because FYF and can churn the basic cash rewards.

Thanks in advance

 

[Bugs Bunny]

Limit to share? i didnt quite understand this one

I'm having a DCB with 6L limit and tata card will be a shared card. So can I decide the amount to be shared?

 

[Deathsnatcher]

T

I'm having a DCB with 6L limit and tata card will be a shared card. So can I decide the amount to be shared?

thats for the bank to decide a user cant decide the limit to be shared !

 

[Bugs Bunny]

T
thats for the bank to decide a user cant decide the limit to be shared !

I see. Thank you bro

 

[senasenthil]

I'm having a DCB with 6L limit and tata card will be a shared card. So can I decide the amount to be shared?

Initially, the card will have Rs. 5000 limit. After few days 6L limit will be shared between DCB and Neo

 

[Salvo08]

I just got notified that I have a FYF offer for Tata Neu Infinity HDFC Bank Credit Card. At a first glance, the T&Cs and the reward structure looks pretty attractive..

However, i have heard a lot of chatter about the lack of transparency with the rewards structure etc.
Would help if someone from the community could share their personal experience with this card?

At this moment this card looks attractive to me because FYF and can churn the basic cash rewards.

Thanks in advance

Better if offered LTF. I shall suggest you to not respond to the offer at present and keep on using Tata Neu App and in couple of months they may offer you this LTF. Apart from extra cashback as Neu Coins (Neu pass gets you 5% as it is), I wanted this card (after the LTF offer) for seamless integration on UPI as had read a review somewhere.

 

[Salvo08]

are you using it for upi via tata neu app?

Can be linked to BHIM and Paytm accounts as well.

 

[Salvo08]

How to add Tata Neu RuPay card to PayTM or PhonePe or Mobikwik ?
I am using an iPhone and I am not seeing any option anywhere. Can someone can guide me. Thanks.

Simple with Paytm. After opening the App > click on top left corner which will have your name initials in a circle with three lines > scroll down and click on second option ‘UPI and Payment Settings’ > Scrlol down to ‘Other Settings’ and click on third option ‘Link Rupay Credit Card on Paytm UPI > Select bank and rest of process will be automatically guide you.

Hope this helps. I’ve given you brief on Paytm interface for iPhone.

 

[Salvo08]

Limit to share? i didnt quite understand this one

It’ll have the same credit limit as your existing HDFC card. Say if your existing card has limit of 3L then this card too will have the same limit. But the limit will a shared one between the two cards. Matlab ki limit 3L hi hogi na ki 6L. Hope that’s clear. For first 4-5 days, the digital card will have limit of 5K and then will show you the existing credit limit of your previous card.

 

[Salvo08]

I see thankyou bro. I'd activate the card and is there a option on how much limit we want to share?

The limit is common for the cards. If your exiting Cridit limit is 3L then that means that you can spend 3L using either of your card.

 

[Salvo08]

I'm having a DCB with 6L limit and tata card will be a shared card. So can I decide the amount to be shared

If your existing limit is 6L then that means that you can spend 6L using either of the card. Say for example, on your exiting HDFC card you have already spent 2L from your credit limit of 6L the the Tata Neu app will show the bal limit of 4L.

 

[Durga Prasad]

Is there any rewards capping for offline and non tata brands (online transaction) for tata neu plus card

 

[Salvo08]

Is there any rewards capping for offline and non tata brands (online transaction) for tata neu plus card

No capping

 

[Alex292929]

Do we get 5% neu coins if we buy gold from tanishq?
If yes, is it a good decision to apply for this card now, as I am planning to make purchase of 5-6L ?

 

[shutapdiya]

Do we get 5% neu coins if we buy gold from tanishq?
If yes, is it a good decision to apply for this card now, as I am planning to make purchase of 5-6L ?

Yes you will get 5% neucoins on tata neu infinity card at Tanishq

 

[Alex292929]

Yes you will get 5% neucoins on tata neu infinity card at Tanishq

What is the value of 1 neu coin?

 

[shutapdiya]

What is the value of 1 neu coin?

1rs (to be used on tata brands only)

 

[Salvo08]

Do we get 5% neu coins if we buy gold from tanishq?
If yes, is it a good decision to apply for this card now, as I am planning to make purchase of 5-6L ?

Please check this thread and speak to Tata Neu Helpline. There's an upper limit on Coroma purchases and even UPI transactions so there should be something on Tanishq as well.

 

[WandereR]

Monthly 6L eligible for 5% afaik