Way to pay rent via Axis Credit Card via RedGiraffe!

[kunaljn91]

Hi Team,

I want to make the rent payment, and as I Redgiraffe charges the lowest transaction rate (as per my knowledge), is there a way to pay the rent via Axis Credit Card!

Payzapp via redgiraffe doesnt take axis CC! And my transaction is getting rejected!

Please help!

 

[Rjain1111]

For the longest time Axis card did not work on Redgirrafe for me. However, it has been working for many months now. I am using my Axis Magnus here. Earlier I was using Axis Vistara infinite when it did not work.

First, you have to enter the OTP and then they ask for CVV.

In case its not working, I recommend writing to Payzapp, update app and try on both android and ios if possible.

 

[kunaljn91]

For the longest time Axis card did not work on Redgirrafe for me. However, it has been working for many months now. I am using my Axis Magnus here. Earlier I was using Axis Vistara infinite when it did not work.

First, you have to enter the OTP and then they ask for CVV.

In case its not working, I recommend writing to Payzapp, update app and try on both android and ios if possible.

Are you also receiving edge reward points + milestone benefits for the same?

 

[Rjain1111]

Yes. for each month. Milestone benefit is not applicable for the month your card was issued. Applicable from next month only.

 

[kunaljn91]

Yes. for each month. Milestone benefit is not applicable for the month your card was issued. Applicable from next month only.

Great, thanks a lot bro!
Though I have raised it to Payzapp, lets see if they can get it fixed as I am still not able to use my Magnus!

 

[Rjain1111]

Also, try calling Axis and check if they have not blacklisted Payzapp as a merchant. The probability may be higher.

 

[visvin]

It's not Axis but the PayZapp issue.

From PayZapp:
"PayZapp provides hassle free 1 click payment where you do not have to enter CVV, 3ds password, OTP while making a payment. Kindly note that all transactions in PayZapp are secured using 3-factor authentication".

From Axis team:
"Merchant is not populating the CVV value to the issuer which is mandate for the domestic purchase hence the transaction is getting decline"

This explains why all Axis cards will fail and reiterates the flaw in PayZapp payment page UI. The 1-click payment setup of not needing CVV, OTP etc. is not in line with the RBI mandate requiring both for domestic transactions

 

[Rjain1111]

It is working for me for last 8 months atleast. So not sure if this is a payzapp issue for everyone. You are asked to enter CVV after the otp though.

 

[WhoU]

It is working for me for last 8 months atleast. So not sure if this is a payzapp issue for everyone. You are asked to enter CVV after the otp though.

Are you paying directly via Redgiraffe or via PayZapp?

 

[rj_arora]

RedGiraffe is not showing Axis Bank CC under the cards list for me too

 

[Theo]

Both Axis Magnus and Reserve are working perfectly well for me on Payzapp,,,just now paid rent thru magnus

 

[rj_arora]

Both Axis Magnus and Reserve are working perfectly well for me on Payzapp,,,just now paid rent thru magnus

Directly on Payzapp? Or through Redgiraffe?

 

[WhoU]

How old is your magnus card?

Both Axis Magnus and Reserve are working perfectly well for me on Payzapp,,,just now paid rent thru magnus

 

[Wealth is my birth right!]

Both Axis Magnus and Reserve are working perfectly well for me on Payzapp,,,just now paid rent thru magnus

Just now tried adding magnus to payzapp but as usual asked 2/- otp then cvv finally transaction failed
Got msg that txn declined due to security reasons

 

[WhoU]

Same

Just now tried adding magnus to payzapp but as usual asked 2/- otp then cvv finally transaction failed
Got msg that txn declined due to security reasons

 

[WhoU]

Can we even pay directly from Redgiraffe? It doesn’t have a payment gateway right?

Directly on Payzapp? Or through Redgiraffe?

 

[rj_arora]

Can we even pay directly from Redgiraffe? It doesn’t have a payment gateway right?

I meant using Redgiraffe and selecting Payzapp for payment?

 

[Theo]

How old is your magnus card?

Got it in June was added it to Payzapp in August

 

[Theo]

Just now tried adding magnus to payzapp but as usual asked 2/- otp then cvv finally transaction failed
Got msg that txn declined due to security reasons

This is glitch at Axis Magnus side...a friend has registered a complaint lets see what response comes from Axis bank

 

[Rjain1111]

This is glitch at Axis Magnus side...a friend has registered a complaint lets see what response comes from Axis bank

Nothing will happen. You will not be able to use. Have went through the process of blame game between Payzapp and Axis Magnus team already. Got them both on line and each said that our system is okay. Your system has a problem.