Ways to get IDFC First Wealth Credit Card

[kashyapaditya256]

Hi,

Is there any way to get IDFC Bank Wealth Credit Card.

I got IDFC Millennia Credit Card a year ago, but always wanted to get IDFC's higher variant Credit Card.

Did open a savings bank account with a 1L+ MAB to improve relationship. Tried several times through mailing customer care for and upgrade, but of no avail.

Since Wealth Credit is one of the premium credit cards on LTF criteria, it has been long on my wishlist.

Can someone please help me out in tips or tricks to attain the Wealth Credit Card or how to get a response from IDFC Bank since they are extremely dormant in responding.

 

[sharpened]

Actually this is my first card with idfc so not aware of existing upgrade but I used to try apply 15 days once and see which card I am eligible and keep it like that if select appears
Last month I got LE in amex to 5lac and it’s updated in cibil this month which triggered the wealth card eligibility this time I think

I wonder if my 3.5L MRCC will qualify for Wealth. Will have to close my existing Millennia card to find out 🙁

 

[Wealth is my birth right!]

I wonder if my 3.5L MRCC will qualify for Wealth. Will have to close my existing Millennia card to find out 🙁

I suggest u to ask an LE from Amex to 5 lac and wait for a month to Amex report it to cibil
Cos idfc systems check cibil thoroughly and decision made
Existing card closure I don’t have any idea
Amex le min after 6 months once and they won’t ask any proof docs

 

[sharpened]

I suggest u to ask an LE from Amex to 5 lac and wait for a month to Amex report it to cibil
Cos idfc systems check cibil thoroughly and decision made
Existing card closure I don’t have any idea
Amex le min after 6 months once and they won’t ask any proof docs

Thanks. Did you ask for a LE? My card is pretty new. November issue, so I'm a little skeptical I can get to 5L easily, even though I have much better income docs this FY.

 

[Wealth is my birth right!]

Thanks. Did you ask for a LE? My card is pretty new. November issue, so I'm a little skeptical I can get to 5L easily, even though I have much better income docs this FY.

Yes I got 6 months completed from last LE by last November so request over phone to them they did
LE won’t happen on chat

 

[sharpened]

Yes I got 6 months completed from last LE by last November so request over phone to them they did
LE won’t happen on chat

Thanks. Can you share what your previous limit was? How big was the jump to reach 5L?

 

[Morpheusarch]

To be frank, IDFC gives credit cards to people on a whim. I have an account with IDFC for over a year now and they are still offering me at max IDFC Select (was only offering Millenia when they launched their credit cards last year). Yet they gave a junior of mine Wealth when he doesn't even have an account with them (also salary wise he's earning 30-40% less). When I asked for a Wealth card as well they said "I don't fulfil their criteria". Don't think they even know what the criteria is.

 

[Wealth is my birth right!]

Thanks. Can you share what your previous limit was? How big was the jump to reach 5L?

Initial limit on 2019 is 325000 which got increased to 425000 in 2020 then last November when requested it’s 5l
Also I think mrcc card max they can give 5l but not sure

 

[Chaitanya-a]

To be frank, IDFC gives credit cards to people on a whim. I have an account with IDFC for over a year now and they are still offering me at max IDFC Select (was only offering Millenia when they launched their credit cards last year). Yet they gave a junior of mine Wealth when he doesn't even have an account with them (also salary wise he's earning 30-40% less). When I asked for a Wealth card as well they said "I don't fulfil their criteria". Don't think they even know what the criteria is.

Agreed. They're still offering me only secured card whereas I've unsecured cards and a Select account with them.
Only machine based approval it seems. No human intervention😂

 

[Wealth is my birth right!]

Agreed. They're still offering me only secured card whereas I've unsecured cards and a Select account with them.
Only machine based approval it seems. No human intervention😂

That too machine picks all cibil data and employer details lol

 

[RajBlr]

To be frank, IDFC gives credit cards to people on a whim. I have an account with IDFC for over a year now and they are still offering me at max IDFC Select (was only offering Millenia when they launched their credit cards last year). Yet they gave a junior of mine Wealth when he doesn't even have an account with them (also salary wise he's earning 30-40% less). When I asked for a Wealth card as well they said "I don't fulfil their criteria". Don't think they even know what the criteria is.

Unfortunately, that's the norm with pretty much all the banks for ETB customer.

I had to fight with HDFC to get my Tata Rupay card as LTF 🙁 even when they were running a LTF campaign for NTB ones

NTB is always treated better, as it is a new acquisition of customer to them 😏

NTB- New To Bank

 

[Akash Topder]

Y

Same situation to me but I am unable to modify inputs now
As soon as I input name mob no after otp it’s showing select card but I need wealth
Any hacks pls

You can cancel the application there. There is a cancel button. I had to cancel my application 2-3 times as I was only getting WOW card.

 

[Wealth is my birth right!]

Unfortunately, that's the norm with pretty much all the banks for ETB customer.

I had to fight with HDFC to get my Tata Rupay card as LTF 🙁 even when they were running a LTF campaign for NTB ones

NTB is always treated better, as it is a new acquisition of customer to them 😏

NTB- New To Bank

Yes when asked for ltf select from axis since I own paid magnus they said it can be possible for NTB with approvals but not existing
🤔

 

[Morpheusarch]

Unfortunately, that's the norm with pretty much all the banks for ETB customer.

I had to fight with HDFC to get my Tata Rupay card as LTF 🙁 even when they were running a LTF campaign for NTB ones

NTB is always treated better, as it is a new acquisition of customer to them 😏

NTB- New To Bank

I hear you. A friend of mine got LTF SBI cashback when she doesn't even have an SBI account and they won't even give me LTF SimplyClick even though I have a salary account with them for so many years.

 

[Chaitanya-a]

I hear you. A friend of mine got LTF SBI cashback when she doesn't even have an SBI account and they won't even give me LTF SimplyClick even though I have a salary account with them for so many years.

Wait what? Sbi gave her LTF card? Never heard about it. Are you sure?

 

[Wealth is my birth right!]

I hear you. A friend of mine got LTF SBI cashback when she doesn't even have an SBI account and they won't even give me LTF SimplyClick even though I have a salary account with them for so many years.

Can I convert my paid cashback
Pls help with steps

 

[Zacobite]

Hi,

Is there any way to get IDFC Bank Wealth Credit Card.

I got IDFC Millennia Credit Card a year ago, but always wanted to get IDFC's higher variant Credit Card.

Did open a savings bank account with a 1L+ MAB to improve relationship. Tried several times through mailing customer care for and upgrade, but of no avail.

Since Wealth Credit is one of the premium credit cards on LTF criteria, it has been long on my wishlist.

Can someone please help me out in tips or tricks to attain the Wealth Credit Card or how to get a response from IDFC Bank since they are extremely dormant in responding.

Wealth card is easier to get the first time with 25 L + ITR.. Upgrades or with SB accounts etc. becomes a pain.. You have to have a good spending, still send your docs and pray. sometimes they upgrade on their own.. I used Select for 2 yrs.. then sent income docs and got card upgrade within 3 days.

However honestly, unless you arw spending above 30k every month the difference between select and wealth CC is very small...hardly much difference so select is also a good card

 

[Morpheusarch]

Wait what? Sbi gave her LTF card? Never heard about it. Are you sure?

Ya, they just offered her and she took it. I was just as surprised as you guys are.

 

[Morpheusarch]

Can I convert my paid cashback
Pls help with steps

I have no idea about the steps. Like I said even having a relationship with SBI for such a long time I can't even get them to give me even SimplyClick LTF.

 

[gurubhai]

Is upgrading from Select to Wealth is easy process if one wants to do in future?

 

[Jetstone]

Is upgrading from Select to Wealth is easy process if one wants to do in future?

At least for me it has not been. I tried to upgrade but was rejected. Customer care told me that net monthly income should be above 3 lakh for wealth card which is ridiculous.

But for new customers it seems it is much easier to get a Wealth card via card to card apply.