Ways to get IDFC First Wealth Credit Card

[kashyapaditya256]

Hi,

Is there any way to get IDFC Bank Wealth Credit Card.

I got IDFC Millennia Credit Card a year ago, but always wanted to get IDFC's higher variant Credit Card.

Did open a savings bank account with a 1L+ MAB to improve relationship. Tried several times through mailing customer care for and upgrade, but of no avail.

Since Wealth Credit is one of the premium credit cards on LTF criteria, it has been long on my wishlist.

Can someone please help me out in tips or tricks to attain the Wealth Credit Card or how to get a response from IDFC Bank since they are extremely dormant in responding.

 

[CardSeeker]

No

Then Will Try With Metro Pincode

 

[Ram1]

I put Metro city pincode with Axis 6L, still it shown select

Isn't it show you wealth with documents needed?
First i entered my pincode, it shown only select
Then i entered Hyd pincode, it shown select without docs, wealth with docs
I thought it was a mistake
Again entered my pincode, still it shown only select
So acc to my observation, it depended on pincode

 

[Ram1]

Then Will Try With Metro Pincode

Make sure u have any frd or relative over there, if any executive comes for verification, they have to say u live with them

 

[CardSeeker]

Make sure u have any frd or relative over there, if any executive comes for verification, they have to say u live with them

Sure Thq

 

[imdjay]

Isn't it show you wealth with documents needed?
First i entered my pincode, it shown only select
Then i entered Hyd pincode, it shown select without docs, wealth with docs
I thought it was a mistake
Again entered my pincode, still it shown only select
So acc to my observation, it depended on pincode

Isn't this hitting your cibil?

 

[Ram1]

Isn't this hitting your cibil?

Sadly yes, i was mad of getting that wealth cc that time at any cost

 

[mallepula143]

Did you mention 3 lakhs+ salary?

Yes i mentioned my Salary 3 Lakhs+ by seeing so many people in the Community are getting the card by mentioning the salary like this. So that trick worked for me

 

[kushhh]

Yes i mentioned my Salary 3 Lakhs+ by seeing so many people in the Community are getting the card by mentioning the salary like this. So that trick worked for me

But will that create any problem? And what do you guys write in credit card limit?

 

[rohant]

But will that create any problem? And what do you guys write in credit card limit?

What if they ask for income proof while at your home

 

[rohant]

Not verified my salary, after VKYC card generated in minutes

how to do vkyc???
No option is showing in the last page

 

[kochiro]

To get into their relationship banking program, keep 3L-5L balance in your account for a month for Select account. 5L-10L for a month for Wealth account.

For Wealth credit card you need to have 5L+ credit limit in any of your credit card. However wealth card is hardest is get. They don't give option for this card to most people even if you meet this criteria.

There is the possibility to get atleast Select card if you've 3L+ credit limit in any of your card.

I recently got apay with 3+ lac limit, is select possible?

 

[Chaitanya-a]

I recently got apay with 3+ lac limit, is select possible?

Most probably yes. But I think you'll need another ICICI Card with same limit. IDFC doesn't like cobranded cards as C2C.

 

[kochiro]

O

Most probably yes. But I think you'll need another ICICI Card with same limit. IDFC doesn't like cobranded cards as C2C.

I got mmt one is that fine?

 

[Chaitanya-a]

I got mmt one is that fine?

Yeah try with that. Every card issuer hates Apay as it gives a lot of LE. MMT one would do the work most probably.

 

[mallepula143]

Just check your application status in web, in the status you check the current status as complete Vkyc if it is applicable to you.

how to do vkyc???
No option is showing

 

[rohant]

Just check your application status in web, in the status you check the current status as complete Vkyc if it is applicable to you.

oh okay

 

[rohant]

just tell me how to get it downgraded? Do we have any hdfc customer care mail for that?

 

[kishorvr]

I am new to IDFC bank. I want to be eligible for IDFC Wealth cc. The online application is not letting me beyond the name, date of birth, and number. It says due to bank policy, cannot continue with application. Can I walk into a branch?

 

[ragz]

I applied through my hdfc regalia card which has 8+ lakhs limit and holding since 7 years.. Also entered my monthly salary as 3.3+ lakhs and immediately got shown wealth card with same 8+ lakhs limit.
Also I live in a metro so put metro pincode.

Cibil was hit once and I have scheduled a vkyc for tomorrow. Hoping vkyc goes fine and card gets delivered in a few days. Also I got a no income verification required shown on the card selection page.

 

[faltooAdmi]

I applied for IDFC First Wealth card a couple weeks ago. After online vKYC, there was a physical verification in my case. The card is approved now.I did not have any previous banking relationship with IDFC. While applying the card, I provided details of my DCB LTF card. They matched credit limit of my Diners Black card. After 15 days I could see the card and User ID generated for me. Limit provided is 10.5L.

How old was your DCB ?
Also what salary did you enter while applying (was it >3lacs ??)
Also what was your cibil before applying for wealth card.

Thanks