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Ways to get IDFC First Wealth Credit Card

kashyapaditya256

kashyapaditya256

TF Buzz
Hi,

Is there any way to get IDFC Bank Wealth Credit Card.

I got IDFC Millennia Credit Card a year ago, but always wanted to get IDFC's higher variant Credit Card.

Did open a savings bank account with a 1L+ MAB to improve relationship. Tried several times through mailing customer care for and upgrade, but of no avail.

Since Wealth Credit is one of the premium credit cards on LTF criteria, it has been long on my wishlist.

Can someone please help me out in tips or tricks to attain the Wealth Credit Card or how to get a response from IDFC Bank since they are extremely dormant in responding.
 
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rathoi said:
I have Amex MRCC and HDFC regalia. Applied online. First used c2c reference of regalia which has higher credit limit. Got approved for select variant but i rejected the application. Applied again used c2c reference of amex in the application. Got approved for the wealth variant. Receiving the card today. Hope it helps!
Click to expand...
Did this application which approved for Select have CIBIL hard enquiry and again for Wealth also having any Hard enquiry.
 
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rathoi said:
I have Amex MRCC and HDFC regalia. Applied online. First used c2c reference of regalia which has higher credit limit. Got approved for select variant but i rejected the application. Applied again used c2c reference of amex in the application. Got approved for the wealth variant. Receiving the card today. Hope it helps!
Click to expand...
How did you apply on c2c online?
Could you please send the link or give some guidance?
 
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The wealth card was approved last week and received the card two days back..

Timeline
2021-I have opened IDFC bank account with 25k min balance to get the card.
Dec-2021- i got the pre approved offer for IDFC Millennia Credit Card with 35K limit.
2022- Tried multiple times to increase my limit only as i don't know about the card benefits of higher variants until i join the Techno Fino community.
April 2023: Closed the existing 21-month-old Millennia Credit Card after multiple limit enchantment requests rejections from the bank.
after joining the comunity and reading the tricks and tips how to get the better card, i decided to go for select card as my highest limit is on 3.6 L HDFC Regalia LTF. But as HDFC is not showing the Credit limit on CIBIL i couldn't able to apply for this card.
June 6: all of sudden i saw some one is mentioning HDFC is showing the limits on CIBIL, so i have checked my CIBIL and saw my limit as 3.6L, and i got an idea of applying the card with another number with high salary as 3L to check my luck. So i just applied card through online and entered all details correctly except my salary as i mentioned it as 3L to check which card system will show me. For my luck it showed Wealth card with 5L limit and just went for VKYC and completed the verification. I got mail from IDFC your card is approved and will reach you with in 5 days.
June 9:I received my card along with Dream folks for Lounge access on same day. Looking forward to get Add-on cards for my family.

Thanks for comunity, as i got so much information about the cards and tricks to get the better card for better spends. Special thanks to @

Wealth is my birth right! as i got my first AMEX MRCC last month and this month i got IDFC Wealth Card.​


I just want to get my AXIS Magnus and HDFC Infinia credit cards. There is long wait is there for me as my 5L limit card just got this month and Magnus required minimum 1 year old card for C2C application. I thanking everyone in the forum for their contribution for others to create some benefit for them with your valuable experiences.
 
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mallepula143 said:
The wealth card was approved last week and received the card two days back..

Timeline
2021-I have opened IDFC bank account with 25k min balance to get the card.
Dec-2021- i got the pre approved offer for IDFC Millennia Credit Card with 35K limit.
2022- Tried multiple times to increase my limit only as i don't know about the card benefits of higher variants until i join the Techno Fino community.
April 2023: Closed the existing 21-month-old Millennia Credit Card after multiple limit enchantment requests rejections from the bank.
after joining the comunity and reading the tricks and tips how to get the better card, i decided to go for select card as my highest limit is on 3.6 L HDFC Regalia LTF. But as HDFC is not showing the Credit limit on CIBIL i couldn't able to apply for this card.
June 6: all of sudden i saw some one is mentioning HDFC is showing the limits on CIBIL, so i have checked my CIBIL and saw my limit as 3.6L, and i got an idea of applying the card with another number with high salary as 3L to check my luck. So i just applied card through online and entered all details correctly except my salary as i mentioned it as 3L to check which card system will show me. For my luck it showed Wealth card with 5L limit and just went for VKYC and completed the verification. I got mail from IDFC your card is approved and will reach you with in 5 days.
June 9:I received my card along with Dream folks for Lounge access on same day. Looking forward to get Add-on cards for my family.

Thanks for comunity, as i got so much information about the cards and tricks to get the better card for better spends. Special thanks to @

Wealth is my birth right! as i got my first AMEX MRCC last month and this month i got IDFC Wealth Card.​


I just want to get my AXIS Magnus and HDFC Infinia credit cards. There is long wait is there for me as my 5L limit card just got this month and Magnus required minimum 1 year old card for C2C application. I thanking everyone in the forum for their contribution for others to create some benefit for them with your valuable experiences.
Click to expand...
How old was ur hdfc card ?
Many people here after closing idfc card are not even getting millenia offer after that😄😄😄. They r offering just wow card to them.
 
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mallepula143 said:
The wealth card was approved last week and received the card two days back..

Timeline
2021-I have opened IDFC bank account with 25k min balance to get the card.
Dec-2021- i got the pre approved offer for IDFC Millennia Credit Card with 35K limit.
2022- Tried multiple times to increase my limit only as i don't know about the card benefits of higher variants until i join the Techno Fino community.
April 2023: Closed the existing 21-month-old Millennia Credit Card after multiple limit enchantment requests rejections from the bank.
after joining the comunity and reading the tricks and tips how to get the better card, i decided to go for select card as my highest limit is on 3.6 L HDFC Regalia LTF. But as HDFC is not showing the Credit limit on CIBIL i couldn't able to apply for this card.
June 6: all of sudden i saw some one is mentioning HDFC is showing the limits on CIBIL, so i have checked my CIBIL and saw my limit as 3.6L, and i got an idea of applying the card with another number with high salary as 3L to check my luck. So i just applied card through online and entered all details correctly except my salary as i mentioned it as 3L to check which card system will show me. For my luck it showed Wealth card with 5L limit and just went for VKYC and completed the verification. I got mail from IDFC your card is approved and will reach you with in 5 days.
June 9:I received my card along with Dream folks for Lounge access on same day. Looking forward to get Add-on cards for my family.

Thanks for comunity, as i got so much information about the cards and tricks to get the better card for better spends. Special thanks to @

Wealth is my birth right! as i got my first AMEX MRCC last month and this month i got IDFC Wealth Card.​


I just want to get my AXIS Magnus and HDFC Infinia credit cards. There is long wait is there for me as my 5L limit card just got this month and Magnus required minimum 1 year old card for C2C application. I thanking everyone in the forum for their contribution for others to create some benefit for them with your valuable experiences.
Click to expand...
That’s truly great!
You have followed the pattern perfectly!!
Magnus card just wait for a couple of months to get the CIBIL reflects both mrcc and wealth limits then by online u can get it with a way
Happy spending !!!
 
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basant said:
How old was ur hdfc card ?
Many people here after closing idfc card are not even getting millenia offer after that😄😄😄. They r offering just wow card to them.
Click to expand...
My HDFC card is 3 year old and limit is 3.8 L when I applied. And you need to show salary as 3L than only system will show Wealth card I think. So many members mentioned in fourm.
 
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I have applied for the IDFC First Wealth card online which is a very smooth process. The VKYC, card approval is done with in 15 minutes and after 1 hour, I was able to login and see the virtual card. Within 2 days the physical card was delivered.
 
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CreditCardz1998 said:
I have applied for the IDFC First Wealth card online which is a very smooth process. The VKYC, card approval is done with in 15 minutes and after 1 hour, I was able to login and see the virtual card. Within 2 days the physical card was delivered.
Click to expand...
How many enquiries you had in CIBIL in past 3/6 months, if I may ask?
 
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I applied for IDFC First Wealth card a couple weeks ago. After online vKYC, there was a physical verification in my case. The card is approved now.I did not have any previous banking relationship with IDFC. While applying the card, I provided details of my DCB LTF card. They matched credit limit of my Diners Black card. After 15 days I could see the card and User ID generated for me. Limit provided is 10.5L.
 
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