Welcoming Union Bank Elite Metal Debit Card!!

[Karvanna]

I switched from HDFC to UBI and they offered me Union Bank Elite metal card. RM was super helpful. Here are the key benefits:

• No joining fees or No annual fees (with eligible salary account).
• Domestic airport lounge access & International airport lounge access.
• Discounts on entertainment (e.g., BookMyShow). Once per month, upto 500
• Ride-hailing vouchers (e.g., Ola/Uber). Once per quarter
• Flight booking discounts (e.g., MakeMyTrip). 10% flat off
• Complimentary Amazon Prime subscription. Once per year
• Complimentary Swiggy One subscription. - Once per year
• Concierge services.
• Golf benefits.
• Cult.fit subscriptions.
• Complimentary health check-ups. -> Once per quarter
• Spa sessions. -> Once per quarter(iykyk)
• Personal accident insurance.
• Air accident insurance. -> 1 cr insurance

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U Recieved This In Which Courier India Post Or Blue Dart

 

[sjmajumder]

Do they send DC and cheque book together? Just got SMS that cheque book is dispatched through speed post.

Nope, received only personalized cheque book through Speed Post. Elite Metal DC is generated and I can see it in the app although no dispatch intimation yet. After adding it in Rupay Select I can see these benefits:

 

[Vickymaster1010]

what all is in food delviery , rtavel and entertaiming these options are not there in normal rupay select debit card

overall not worth looking at the credit fo 1.5 lakhs everymonth , which moght not b easy for everyone for same benefits which u get in 5k jana bank account lol

 

[R_A_J]

what all is in food delviery , rtavel and entertaiming these options are not there in normal rupay select debit card

overall not worth looking at the credit fo 1.5 lakhs everymonth , which moght not b easy for everyone for same benefits which u get in 5k jana bank account lol

Food - Swiggy one 3 months
travel - 10% off on MMT, or similar
Entertainment - BMS BOGO discount (250 or 500 depending on card)

 

[Vickymaster1010]

Food - Swiggy one 3 months
travel - 10% off on MMT, or similar
Entertainment - BMS BOGO discount (250 or 500 depending on card)

not at all worth this account

 

[sjmajumder]

what all is in food delviery , rtavel and entertaiming these options are not there in normal rupay select debit card

overall not worth looking at the credit fo 1.5 lakhs everymonth , which moght not b easy for everyone for same benefits which u get in 5k jana bank account lol

Agree may not be easy for all but for those who has a salary in the range it is as simple as transferring the salary from salary account to this account. Remember no MAB requirement.

 

[sjmajumder]

what all is in food delviery , rtavel and entertaiming these options are not there in normal rupay select debit card

overall not worth looking at the credit fo 1.5 lakhs everymonth , which moght not b easy for everyone for same benefits which u get in 5k jana bank account lol

Food - Swiggy one 3 months
travel - 10% off on MMT, or similar
Entertainment - BMS BOGO discount (250 or 500 depending on card)

Entertainment - BMS 500 voucher for purchase on minimum 2 tickets.

 

[EnthuCC]

It's not available for self employed people?

 

[sjmajumder]

not at all worth this account

Completely disagree. Very much worth. 0 MAB account with LTF RSDC how can you even say it is not worth??

 

[R_A_J]

Entertainment - BMS 500 voucher for purchase on minimum 2 tickets.

Hehe, yes, this is technically correct. Although they mention it as BOGO coupon, but it's actually a discount voucher (more useful if tkts are in the price range of 250) 😉

 

[Vickymaster1010]

Completely disagree. Very much worth. 0 MAB account with LTF RSDC how can you even say it is not worth??

Who wil give 1.8 lkh credit every month u give then il open llolll.

What benefit are u getting by putting 1.8 lkh every month and rotating money and issues in filing itr. Same benefits u get with jana bank in 5k balance with cult elite.

 

[Vickymaster1010]

T

Agree may not be easy for all but for those who has a salary in the range it is as simple as transferring the salary from salary account to this account. Remember no MAB requirement.

his mab wil come in few months. As govt is alrdy charging mdr to rupay . Soon this rupay select game will also stop in 6 months Max.

 

[Vickymaster1010]

Good only if u have salary above 1.8 lkh or else I would not prefer debit credit game. For same benefits like a 5k account .

 

[Vickymaster1010]

Entertainment - BMS 500 voucher for purchase on minimum 2 tickets.

Expct the bogo rest are waste offer

 

[sjmajumder]

Who wil give 1.8 lkh credit every month u give then il open llolll.

What benefit are u getting by putting 1.8 lkh every month and rotating money and issues in filing itr. Same benefits u get with jana bank in 5k balance with cult elite.

Benefits are in front of your eyes. If you can't see I can't help. Did I ask you to open this account? If you are happy with Jana bank am I stopping you or saying anything against it?And who said rotating money in my own accounts creates ITR issues? Get some GK before you comment.

 

[sjmajumder]

Expct the bogo rest are waste offer

Understand the offer before you comment. This is much better than bogo.

 

[sjmajumder]

T

his mab wil come in few months. As govt is alrdy charging mdr to rupay . Soon this rupay select game will also stop in 6 months Max.

I didn't know you are the MD of Union Bank.

 

[Vickymaster1010]

I didn't know you are the MD of Union Bank.

Yes babu soon 😛

 

[Vickymaster1010]

Benefits are in front of your eyes. If you can't see I can't help. Did I ask you to open this account? If you are happy with Jana bank am I stopping you or saying anything against it?And who said rotating money in my own accounts creates ITR issues? Get some GK before you comment.

Ok my dear.

 

[Vickymaster1010]

Benefits are in front of your eyes. If you can't see I can't help. Did I ask you to open this account? If you are happy with Jana bank am I stopping you or saying anything against it?And who said rotating money in my own accounts creates ITR issues? Get some GK before you comment.

U give gk na. I can comment what I feel u comment what u fell sjamfhskkf