Welcoming Union Bank Elite Metal Debit Card!!

[sjmajumder]

it's true going by the book... used to happen earlier when the banks manually debited bulk salary from current account of company and credit to individual salary accounts....(Hence, banks would prefer having both accounts in their bank only).....however, the practice is now going away since salary credit happens through portals/systems. So, currently many PSUs open salary accounts without cross checking the company's current accounts.......
try in another branch - they may do it with just a payslip/ID card.

i went to my nearest branch....they told me that if your company has a current account with us only then we can open a salary account otherwise i have to open normal savings account....is it true...any1 has any idea?

Nope, NOT true. I opened only with Aadhaar, PAN and photo. No other documents, no tie up with my company. The executive did not even ask me what is my salary. Just asked my company name.

 

[Aniket]

Provided you trust the reports. I don't - that's my personal opinion, you can have your own. No debate please.

I have mentioned on the basis of the coverage of tests included in the package.

 

[sjmajumder]

I have mentioned on the basis of the coverage of tests included in the package.

That is very likely isn't it?🙂 It's basically on comparable market price of packages. Thyrocare does several more tests at the same price than what Agilus does.

 

[P3T3R_GOA]

I switched from HDFC to UBI and they offered me Union Bank Elite metal card. RM was super helpful. Here are the key benefits:

• No joining fees or No annual fees (with eligible salary account).
• Domestic airport lounge access & International airport lounge access.
• Discounts on entertainment (e.g., BookMyShow). Once per month, upto 500
• Ride-hailing vouchers (e.g., Ola/Uber). Once per quarter
• Flight booking discounts (e.g., MakeMyTrip). 10% flat off
• Complimentary Amazon Prime subscription. Once per year
• Complimentary Swiggy One subscription. - Once per year
• Concierge services.
• Golf benefits.
• Cult.fit subscriptions.
• Complimentary health check-ups. -> Once per quarter
• Spa sessions. -> Once per quarter(iykyk)
• Personal accident insurance.
• Air accident insurance. -> 1 cr insurance

View attachment 88302View attachment 88303

That's a nice set of benefits.

Congratulations!!!
Can you explain in details on the aspects like eligiblity criteria and number of complimentary lounge access provided?

I need to talk to the bank and see if I can get this on my NRE or NRO savings account. I also hope they launch a good premium metal credit card as their current top credit card is pretty useless.

 

[ccdc]

Nope, NOT true. I opened only with Aadhaar, PAN and photo. No other documents, no tie up with my company. The executive did not even ask me what is my salary. Just asked my company name.

which branch/city you opened account in?

 

[R_A_J]

Nope, NOT true. I opened only with Aadhaar, PAN and photo. No other documents, no tie up with my company. The executive did not even ask me what is my salary. Just asked my company name.

Sirji....hence, i mentioned "by the book" and that the practice is going away..... yours is an exceptional experience bcz of the cooperative/smart branch executive (who even told you that salary credit is not required, just a credit/debit would do)...... other people in the forum may share their experience that usually payslip or a letter is being asked for openinig a salary account in PSU (for people without any jaan pehchaan with the BM/staff)!

 

[sjmajumder]

Sirji....hence, i mentioned "by the book" and that the practice is going away..... yours is an exceptional experience bcz of the cooperative/smart branch executive (who even told you that salary credit is not required, just a credit/debit would do)...... other people in the forum may share their experience that usually payslip or a letter is being asked for openinig a salary account in PSU (for people without any jaan pehchaan with the BM/staff)!

Even Union Bank website mentions one single credit of 1.5L per month will be considered as salary credit. The smart executive went by the books 😁😁

Also, other people already shared their experience that salary credit is not required and that was the reason why I went to branch to open this account 😊

 

[R_A_J]

Even Union Bank website mentions one single credit of 1.5L per month will be considered as salary credit. The smart executive went by the books 😁😁

Also, other people already shared their experience that salary credit is not required and that was the reason why I went to branch to open this account 😊

In that case, it's good then! 🙂

 

[pprakash11]

@sjmajumder can u share the scheme code of this savings account? You can see it using net banking.

 

[AllThatStuff]

Can existing savings account be converted to this Elite Salary account??

 

[pgarg24]

Which varient of jana account have 5k mab and provide select rsdc? I have exclusive currently but planning to downgrade as they have penalty charges now for not maintaining amb

Good only if u have salary above 1.8 lkh or else I would not prefer debit credit game. For same benefits like a 5k account .

 

[sjmajumder]

@sjmajumder can u share the scheme code of this savings account? You can see it using net banking.

Haven't registered Net Banking yet. Is it available in mobile banking? I heard the branch executive mention SAL EL. Is this what you are looking for?

 

[pprakash11]

Haven't registered Net Banking yet. Is it available in mobile banking?

Nope. It's only available in net banking.

I heard the branch executive mention SAL EL. Is this what you are looking for?

Nope. It will be something SB-***** just like this

 

[pprakash11]

Haven't registered Net Banking yet. Is it available in mobile banking? I heard the branch executive mention SAL EL. Is this what you are looking for?

Do check in net banking

 

[snike1792]

How long will it take to receive the dc? I opened the account 3 days back

 

[pprakash11]

How long will it take to receive the dc? I opened the account 3 days back

PSU banks take 7-10 days sweetly to deliver DCs, Cheque book

 

[Strange]

PSU banks take 7-10 days sweetly to deliver DCs, Cheque book

Axis Bank bhi debit card and cheque book india post se bhej raha jo 7-10 din me mil raha jabki credit card bluedart se bhejta hai.

 

[pprakash11]

Axis Bank bhi debit card and cheque book india post se bhej raha jo 7-10 din me mil raha jabki credit card bluedart se bhejta hai.

Axis toh exist hi nahi krta meri nazar me 🤣

 

[sjmajumder]

Nope. It will be something SB-***** just like this

Will let you know once I register for NetBanking and check it out.

 

[sjmajumder]

This is dedicated to those who comments without any knowledge and says this offer is useless and only offer worth is BOGO