What’s the Point of ICICI Dual Cards

[Saiv]

I’ve Rubyx Dual Cards LTF(MC+ Amex) My friend via their Office Got Shappiro Dual(MC+Amex) LTF. Rubyx Card is not at all a Good card, 2 points for ₹100 i.e 0.5% excluding Redemption Fee🤡. Most Absurd thing is they’re issuing Platinum variant of Visa/MC/Amex. For a card which has ₹3500+ Joining Fee + ₹2300+ Annual Fee. How cheap is ICICI to issue Platinum Cards instead of signature or Infinite cards. Also what’s the point of Amex card. Isn’t Master Card or Visa isn’t more than enough?. Rubyx is the most useless premium card ever

 

[prankster]

Agree with you, I'm struggling to find a good use of these cards. The only (somewhat) decent feature is Railway lounge but I don't travel much

 

[panu24]

It's known thing that take icici cards just for sale offers like 10% discount. Forget benefits or reward points value.

 

[TechnoFi]

Agree with you, I'm struggling to find a good use of these cards. The only (somewhat) decent feature is Railway lounge but I don't travel much

Agree with you, I'm struggling to find a good use of these cards. The only (somewhat) decent feature is Railway lounge but I don't travel much

Nowadays every Rupay platinum card offers 01 railway lounge access per quarter.

 

[kuchbhi]

Useless Premium lol
new oxymoron!

 

[RewardHunter]

- If you check CIBIL, both cards are reported, i.e. if you have 6 Lakh limit shared, it would be showing 2 cards with combined limit of 12L and 6 Lakh used.
- ICICI also has option to adjust statement date. So due of one card on 15th and statement of other card on 13th, then pay the first card and use the second card for maximum credit free period.

ICICI only good card is emeralde metal private. Everything else is just so so.