DCB What's most effective way to spend money(without actually spending)

[akmittal]

I have DCB plastic and want to upgrade to Infinia. My salary criteria and limit is matching but 6 month spends are not.

I have bought max amount of Amazon shopping voucher and big basket and will reach close to 6 lacs. Is it effective if I add money to payzap wallet and back to bank account?

 

[timva]

Bro, you're already eligible for Infinia upgrade. You don't need to fulfill spend criteria if other criterias are fulfilled.
Also, wallet loads don't give reward points, charge extra and don't even count for milestones as well. Just mail them mentioning your Card limit and Salary.

 

[akmittal]

Bro, you're already eligible for Infinia upgrade. You don't need to fulfill spend criteria if other criterias are fulfilled.
Also, wallet loads don't give reward points, charge extra and don't even count for milestones as well. Just mail them mentioning your Card limit and Salary.
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@vaibhav111 @007 @ashwink do the needful....

Oh so 2 should be fulfilled out of 3? I thought all 3

 

[Walter White]

I have DCB plastic and want to upgrade to Infinia. My salary criteria and limit is matching but 6 month spends are not.

I have bought max amount of Amazon shopping voucher and big basket and will reach close to 6 lacs. Is it effective if I add money to payzap wallet and back to bank account?

Ek fully refundable flight ticket book karao 7-8L ki and cancel kara do ek baar upgrade ho jaaye.

 

[drsel]

Ek fully refundable flight ticket book karao 7-8L ki and cancel kara do ek baar upgrade ho jaaye.

Very risky strategy.
Ease my trip did not refund one TF member for a cancellation of hotel.
The terms say cancellation is FREE , but it is not refundable.
he has to use the payment for some other room nights in the same hotel

 

[drsel]

If your income tax return is 45 lakhs plus then you can directly apply for Infinia

 

[Vasuki]

The terms say cancellation is FREE , but it is not refundable.

Are Bhai yeh kya tha 😐
@techt should do this daring move

 

[techt]

Are Bhai yeh kya tha 😐
@techt should do this daring move

Why will I ?

 

[techt]

If your income tax return is 45 lakhs plus then you can directly apply for Infinia

Only for salary account holders or for every one ?

 

[Walter White]

Very risky strategy.
Ease my trip did not refund one TF member for a cancellation of hotel.
The terms say cancellation is FREE , but it is not refundable.
he has to use the payment for some other room nights in the same hotel

Direct airline site se karao. EMT gawar company hai.

 

[drsel]

Only for salary account holders or for every one ?

Everyone.
Take your income tax return of over 45 lakhs, your last 6 months bank statement and your super premium credit card statement with the highest limit and apply offline DIRECTLY at any branch of HDFC.

 

[akmittal]

If your income tax return is 45 lakhs plus then you can directly apply for Infinia

How do I do it?

 

[drsel]

Remember the credit card business is very profitable for banks
they are not doing charity or social service

 

[drsel]

See the profit and loss statement of SBI credit card which is only doing credit card business and nothing else

 

[akmittal]

Everyone.
Take your income tax return of over 45 lakhs, your last 6 months bank statement and your super premium credit card statement with the highest limit and apply offline DIRECTLY at any branch of HDFC.

Isn't Infinia invite only card?

 

[drsel]

Isn't Infinia invite only card?

If you want a special invitation then you have to give them a lot of business in ULIPs

 

[Vasuki]

Isn't Infinia invite only card?

I guess he meant without Spend criteria u can get upgraded.

 

[drsel]

I guess he meant without Spend criteria u can get upgraded.

Yes please do not do any fake expenses.

 

[Zacobite]

I have DCB plastic and want to upgrade to Infinia. My salary criteria and limit is matching but 6 month spends are not.

I have bought max amount of Amazon shopping voucher and big basket and will reach close to 6 lacs. Is it effective if I add money to payzap wallet and back to bank account?

buy hotel points.. ihg has 80% bonus schemeno w

 

[drsel]

New to bank can also get the card based on the criteria I wrote about