Wow infinia metal in just 4 months?. Thats crazy
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What's that Credit Card you got with minimum effort and maximum effort?
- Thread starter Ram1
- Start date
pinki
TF Legend
All 9 cards approved without any efforts. Thats crazyyyy really.
My every cc has 1 story and it's very long too
kuchbhi
TF Premier
Rejected 4+ times even with +ve home and office verification!
And got Bob without any kyc even
Kya vidambna hai ye!!
fradela
TF Premier
Anindya98
TF Legend
ICICI Apay card was approved within hrs of completing VKYC, SBI CB, FK Axis, HDFC Tata Neu, Yes Kiwi, and RBL BMS.
Most effort: IndusInd Legend
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Why, indusind did physical verification?
Then u r also in my category, min effort less cards, max effort more cards😂
Anindya98
TF Legend
First, when I applied via an agent they did verification and rejected it and around 3 months later they gave me a pre-approved offer without any verification or anything with 4.62L Limit crossing my ICICI(Highest Limit before Legend).
That's less effort yar. They gave you card themselves 😅First, when I applied via an agent they did verification and rejected it and around 3 months later they gave me a pre-approved offer without any verification or anything with 4.62L Limit crossing my ICICI(Highest Limit before Legend).
Actually similar thing happened to my frd also.First, when I applied via an agent they did verification and rejected it and around 3 months later they gave me a pre-approved offer without any verification or anything with 4.62L Limit crossing my ICICI(Highest Limit before Legend).
While applying legend ltf online they instantly rejected.
But after 2 months, they called themselves and gave vkyc link, he did and instantly approved without any verifications
Anything achievable
New
maheshspanicker
TF Premier
I've got 14 credit cards now, from 12 banks. I happen to be blind, and it was difficult to convince banks to issue me that first credit card. Though rules are clear that people should not be denied any banking service because of disability, the guys tasked with processing documents, usually are unaware, and when I applied for my ICICI platinum card, the agent who came to collect the document refused to even pick up the document. It was after lots of convincing, and a long discussion with his manager that he picked up the documents. Then as usual, they rejected the application. I complained to the customer care, escalated all the way up to the CEO desk. Eventually got to talk to a relationship manager who had a sense of things. After he initiated a set of back and fourth communication with the management, the card was ultimately approved, after a month of struggle.
I had a similar struggle with Axis when I applied for my Flipkart Axis card. They rejected the application based on disability. Refused to acknowledge the issue. I escalated the issue, they assigned a relationship manager to talk to me. And surprise of surprise, it was the same person who processed my ICICI card, who shifted jobs from ICICI to Axis. He took a fresh application, and within 2 days the card was approved, all after they had wasted nearly a month of my time!
Last year I applied for AU Zenith, same story, they rejected, I fought back, had a lawyer-disability activist friend who had contacts in AU top management team. Took it up through him. He told them no more nonsense or I'll be going to court. After a bit of back and fourth, the card was approved and despatched. Then there was another difficulty. Delhivery, through which the card was send, ended up losing the shipment. For the initial week or so, AU kept telling me to hold on, and eventually they gave me a replacement card...
I've had some difficulty with HDFC when I applied for my 2nd card with them, the Tata Neu Infinity. They didn't refuse the card, instead told me they'll provide doorstep service to do KYC. Took them 2 weeks for the same. Then it took them another 3 weeks to approve and send the card.
The easiest card to process was Federal Bank Imperio. Already had an account with them, so applied with mobile number, was done in less than 2 minutes. Getting Amex and IDFC First cards were also absolutely smooth, and so was getting the 2nd ICICI card, the Amazon Pay card... Didn't have any difficulty with SBI, though they did take a couple of weeks between application and card despatch.
I had a similar struggle with Axis when I applied for my Flipkart Axis card. They rejected the application based on disability. Refused to acknowledge the issue. I escalated the issue, they assigned a relationship manager to talk to me. And surprise of surprise, it was the same person who processed my ICICI card, who shifted jobs from ICICI to Axis. He took a fresh application, and within 2 days the card was approved, all after they had wasted nearly a month of my time!
Last year I applied for AU Zenith, same story, they rejected, I fought back, had a lawyer-disability activist friend who had contacts in AU top management team. Took it up through him. He told them no more nonsense or I'll be going to court. After a bit of back and fourth, the card was approved and despatched. Then there was another difficulty. Delhivery, through which the card was send, ended up losing the shipment. For the initial week or so, AU kept telling me to hold on, and eventually they gave me a replacement card...
I've had some difficulty with HDFC when I applied for my 2nd card with them, the Tata Neu Infinity. They didn't refuse the card, instead told me they'll provide doorstep service to do KYC. Took them 2 weeks for the same. Then it took them another 3 weeks to approve and send the card.
The easiest card to process was Federal Bank Imperio. Already had an account with them, so applied with mobile number, was done in less than 2 minutes. Getting Amex and IDFC First cards were also absolutely smooth, and so was getting the 2nd ICICI card, the Amazon Pay card... Didn't have any difficulty with SBI, though they did take a couple of weeks between application and card despatch.
itzmycard
TF Select
Actually in my post I thought to meant rest of my cards required lesser effort in decreasing order
If there's a pin comment option, I would have pinned urs to top bhai!!!
Great perseverance than mine.You proved that We can get anything rightly in this cc world with right approach.
Your efforts inspires others too to never give if failed in achieving their desired CCs.
Disability is not a limitation, but a different ability that can lead to extraordinary achievements.
@TechnoFino Just another suggestion.
Implement Pin comment option, so that Highlighted comments comes to top and helps others to quickly understand the context of a thread.
Finchamp!
TF Premier
The card that came with the least delay,
IDFC Wealth, smooth all the way.
But IndusInd Pinnacle, a harder quest,
Took time and effort to pass the test.
So don't judge me for the paths I take,
Some are easy, some a little more at stake.
Each card earned in its own special way,
A journey that's mine, come what may.
IDFC Wealth, smooth all the way.
But IndusInd Pinnacle, a harder quest,
Took time and effort to pass the test.
So don't judge me for the paths I take,
Some are easy, some a little more at stake.
Each card earned in its own special way,
A journey that's mine, come what may.
Awesome.
To be frank, the cards we get easily won't be much exciting than the cards we got with much effort.
Whenever we see those cards, it gives some proud feeling.
kuchbhi
TF Premier
meanwhile you can threadmark his post!
