• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Which card or cards are you using for maximum return on fuel purchase?

Apply For Lifetime Free IDFC First Credit Card
C

cardy

TF Ace
I am using BOB HPCL and SBI BPCL for long time. And trying for SBI OCTANE but not getting the upgrade. Bob hpcl through hppay app gives a bit more return.

But bob reward points are not consistent as you all are aware of that. And BPCL return is decent but not that lucrative.

I heard some of you even manage to get arround 8% even from prepaid cards?

I was wondering, what you pro players are using , to maximize the return on fuel purchase in 2025.
 
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
I use Axis IndianOil Premium credit card (LTF). Gives reward points for fuel at all IndianOil bunks. Also, when I refuel, I also ensure to get my mobile number entered in the POS machine, which gets me XTRA Reward points from IOCL.

Axis IndianOil reward points can be redeemed for fuel @ 1:1 ratio.
 
Upvote 1 Downvote
Other than credit cards, there are debit cards & upi which gives cashback without worrying about the surcharge & pumps. Check it out.

SureShot

Thread 'Best Debit Cards for Fuel Spends'

Hi TF Members,
I have come across many threads with discussions on best credit cards for fuel spends and its complications as well. I have come across few debit cards which gives cashback on fuel spends. These cards works on all petrol pumps unlike other co-branded fuel credit cards. Here you go!

1. 5% cb upto ₹750 pm for Indus Delights Debit Card (₹499+GST) which comes with IndusInd Delite Savings Account // upto ₹1000 pm for Indus World Delights Debit Card (₹2500+GST)
2. 3% cb upto ₹500 pm for Indie Megastar account's Visa Signature Debit Card or Indie UPI handle...
  • Like
  • Thanks
 
Upvote 0 Downvote
I
cardy said:
I am using BOB HPCL and SBI BPCL for long time. And trying for SBI OCTANE but not getting the upgrade. Bob hpcl through hppay app gives a bit more return.

But bob reward points are not consistent as you all are aware of that. And BPCL return is decent but not that lucrative.

I heard some of you even manage to get arround 8% even from prepaid cards?

I was wondering, what you pro players are using , to maximize the return on fuel purchase in 2025.
Click to expand...
If your overall credit limit is less than 9 lakhs

Close bpcl and take octane after a month

Consider for rbl Indian oil cc and idfc power+ too.
 
Upvote 0 Downvote
I am using SBI Cashback card for fuel purchase at HPCL.

Rs. 100 HP Pay voucher is available for Rs. 95. In addition to that, you get 5% cashback on the purchase, bringing your purchase down to Rs. 90.25.

When you purchase Rs. 100 worth fuel on HP Pay, you get 1 point = Rs. 0.25.

So effectively, you get the fuel at 10% cashback.

What is the catch?

a. 5% instant discount
b. 4.75% cashback in the card next month
c. 0.25% cashback in the HP Pay account
d. In addition to the above, there is a daily purchase limit of Rs. 5,000 and monthly purchase limit of Rs. 15,000 through HP Pay App in one account.
 
Upvote 0 Downvote
devrishivijan said:
I am using SBI Cashback card for fuel purchase at HPCL.

Rs. 100 HP Pay voucher is available for Rs. 95. In addition to that, you get 5% cashback on the purchase, bringing your purchase down to Rs. 90.25.

When you purchase Rs. 100 worth fuel on HP Pay, you get 1 point = Rs. 0.25.

So effectively, you get the fuel at 10% cashback.

What is the catch?

a. 5% instant discount
b. 4.75% cashback in the card next month
c. 0.25% cashback in the HP Pay account
d. In addition to the above, there is a daily purchase limit of Rs. 5,000 and monthly purchase limit of Rs. 15,000 through HP Pay App in one account.
Click to expand...
5% cashback is excluded on gyftr right?
 
  • Like
Reactions: Jkt
Upvote 0 Downvote
devrishivijan said:
I am using SBI Cashback card for fuel purchase at HPCL.

Rs. 100 HP Pay voucher is available for Rs. 95. In addition to that, you get 5% cashback on the purchase, bringing your purchase down to Rs. 90.25.

When you purchase Rs. 100 worth fuel on HP Pay, you get 1 point = Rs. 0.25.

So effectively, you get the fuel at 10% cashback.

What is the catch?

a. 5% instant discount
b. 4.75% cashback in the card next month
c. 0.25% cashback in the HP Pay account
d. In addition to the above, there is a daily purchase limit of Rs. 5,000 and monthly purchase limit of Rs. 15,000 through HP Pay App in one account.
Click to expand...
you wont get 5% SBI Cashback when you buy the voucher from any gift card sites like gyftr or even from SBI app itself
 
Upvote 0 Downvote
You must log in or register to reply here.
Back
Top