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Which card to use for buying Gift Cards?
- Thread starter am322
- Start date
saucy
TF Legend
Hello, welcome to the community.
While we'd love to help you out, it'd be like metaphorically catching a fish for you.
Why don't you try catching the fish, and we can help you learn that?
Find out how can you buy gift cards from each of your cards. Go explore their affilate links.
Come back with what you feel is the best way. And then maybe we can help you do one better
Or maybe you'll share something valuable to this community as well!
All the best
Hi,
Regalia - Gyftyr - Accelerated rewards - 6.6% when converted to miles.
IDFC Select - we should use as normal CC on Gyftyr and get brand specific discounts. CC will fetch reward points 4 per 150 rupees.
AmazonPay 2% flat on CC + whatever brand discount
HSBC Platinum we should use as normal CC on Gyftyr and get brand specific discounts. CC will fetch reward points
Learnt below CCs won't fetch anything
Axis Flipkart
Axis IOCL
saucy
TF Legend
Happy independence day, and well done!
Here are my two fish 🐠 about your question -
1. You can get 1% extra cashback on all your spends by this
www.technofino.in
2. Most useful gift card is usually of Amazon, aka AGV or Amazon gift voucher. This is different from Amazon shopping voucher which is ASV (which can only be used to buy stuff on Amazon, and thus this one is easily available on discounts.)
Indeed regalia on gyftr would give you highest rewards, but there's going to be a 3% conveniences fees added to it, which would significantly reduce your cashback. Secondly you would get the 6% only on hotel and flight booking. So it's not "pure" cashback.
Hence you might want to consider Apay cc for AGV (2+1% pure cashback).
And you may read about SBI cashback card, amex MRCC and Hdfc millenia for which could help you get better discount on AGV.
3. Double Dipping
AGV can be used to buy bigbasket and other vouchers from Amazon. It's a bug I suppose, but it's working. So you'd get 3%(apay)+2% on the BB coupon.
Look out for.more such double dipping opportunities.
4. Flipkart card may be best used while purchasing stuff from Flipkart, and Flipkart GV may not be the best thing to look out for.
HSBC - never appealed to me
IDFC - you can read about money rotation to bypass the 20k threshold. Also read about credit card payment using their debit cards. You can find some treasure there
Hope it added to your understanding of CCs.
Here are my two fish 🐠 about your question -
1. You can get 1% extra cashback on all your spends by this
Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback
Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback. If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends...
www.technofino.in
2. Most useful gift card is usually of Amazon, aka AGV or Amazon gift voucher. This is different from Amazon shopping voucher which is ASV (which can only be used to buy stuff on Amazon, and thus this one is easily available on discounts.)
Indeed regalia on gyftr would give you highest rewards, but there's going to be a 3% conveniences fees added to it, which would significantly reduce your cashback. Secondly you would get the 6% only on hotel and flight booking. So it's not "pure" cashback.
Hence you might want to consider Apay cc for AGV (2+1% pure cashback).
And you may read about SBI cashback card, amex MRCC and Hdfc millenia for which could help you get better discount on AGV.
3. Double Dipping
AGV can be used to buy bigbasket and other vouchers from Amazon. It's a bug I suppose, but it's working. So you'd get 3%(apay)+2% on the BB coupon.
Look out for.more such double dipping opportunities.
4. Flipkart card may be best used while purchasing stuff from Flipkart, and Flipkart GV may not be the best thing to look out for.
HSBC - never appealed to me
IDFC - you can read about money rotation to bypass the 20k threshold. Also read about credit card payment using their debit cards. You can find some treasure there
Thanks for replying. I pay my CC bills using HDFC debit card itself.Happy independence day, and well done!
Hope it added to your understanding of CCs.
Here are my two fish 🐠 about your question -
1. You can get 1% extra cashback on all your spends by this
Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback
Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback. If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends...
2. Most useful gift card is usually of Amazon, aka AGV or Amazon gift voucher. This is different from Amazon shopping voucher which is ASV (which can only be used to buy stuff on Amazon, and thus this one is easily available on discounts.)
Indeed regalia on gyftr would give you highest rewards, but there's going to be a 3% conveniences fees added to it, which would significantly reduce your cashback. Secondly you would get the 6% only on hotel and flight booking. So it's not "pure" cashback.
Hence you might want to consider Apay cc for AGV (2+1% pure cashback).
And you may read about SBI cashback card, amex MRCC and Hdfc millenia for which could help you get better discount on AGV.
3. Double Dipping
AGV can be used to buy bigbasket and other vouchers from Amazon. It's a bug I suppose, but it's working. So you'd get 3%(apay)+2% on the BB coupon.
Look out for.more such double dipping opportunities.
4. Flipkart card may be best used while purchasing stuff from Flipkart, and Flipkart GV may not be the best thing to look out for.
HSBC - never appealed to me
IDFC - you can read about money rotation to bypass the 20k threshold. Also read about credit card payment using their debit cards. You can find some treasure there
Understood on Regalia. I have below questions.
1. Use APay CC to buy AGV (2% CB and 1% for spending) on Amazon and load to Amazon Pay. Then buy BB voucher at 2% discount?
2.Like HDFC can we earn rewards by paying CC bills using DC?
I have been paying certain bills using IDFC itself but, it will not show an option to select DC. Any other method to follow?
saucy
TF Legend
1. Yes.
2.yes they have a reward system.
Thread 'IDFC First Bank launched its debit card reward system' https://www.technofino.in/community...k-launched-its-debit-card-reward-system.7394/
Read this one
You are requested to pay some attention on these :
I got this by utilising a simple function called 'Search" both within this community and on google and you are encouraged to do the same ... 😉 😉
Amazon Shopping Voucher vs Amazon Gift Card -- SmartBuy -- Difference?
Has anyone bought Amazon Shopping Voucher from Smartbuy/Gyftr? Link: https://www.gyftr.com/instantvouchers/amazon-shopping-voucher-gift-vouchers. How is it different from Amazon Gift Card (link: https://www.gyftr.com/instantvouchers/amazon-gift-vouchers)
www.technofino.in
Amazon Shopping voucher Terms and Conditions - Amazon Customer Service
To view the below information in your preferred regional language, click the link: English, हिन्दी (Hindi), தமிழ் (Tamil), తెలుగు (Telugu), ಕನ್ನಡ (Kannada), മലയാളം (Malayalam), मराठी (Marathi), বাংলা (Bengali)
www.amazon.in
Last edited:
CR7rules
TF Neo
Hi. Could you explain about more on money rotation of IDFC to bypass 20k thresholdHappy independence day, and well done!
Hope it added to your understanding of CCs.
Here are my two fish 🐠 about your question -
1. You can get 1% extra cashback on all your spends by this
Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback
Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback. If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends...
2. Most useful gift card is usually of Amazon, aka AGV or Amazon gift voucher. This is different from Amazon shopping voucher which is ASV (which can only be used to buy stuff on Amazon, and thus this one is easily available on discounts.)
Indeed regalia on gyftr would give you highest rewards, but there's going to be a 3% conveniences fees added to it, which would significantly reduce your cashback. Secondly you would get the 6% only on hotel and flight booking. So it's not "pure" cashback.
Hence you might want to consider Apay cc for AGV (2+1% pure cashback).
And you may read about SBI cashback card, amex MRCC and Hdfc millenia for which could help you get better discount on AGV.
3. Double Dipping
AGV can be used to buy bigbasket and other vouchers from Amazon. It's a bug I suppose, but it's working. So you'd get 3%(apay)+2% on the BB coupon.
Look out for.more such double dipping opportunities.
4. Flipkart card may be best used while purchasing stuff from Flipkart, and Flipkart GV may not be the best thing to look out for.
HSBC - never appealed to me
IDFC - you can read about money rotation to bypass the 20k threshold. Also read about credit card payment using their debit cards. You can find some treasure there
saucy
TF Legend
Read this thread
Thread 'IDFC First Bank launched its debit card reward system' https://www.technofino.in/community...k-launched-its-debit-card-reward-system.7394/
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