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I have:
- HDFC RG - free
- HDFC Infinity rupay - paid
- ICICI Amz Pay - free
- ICICI sapphiro dual - free
- axis myzone - free
- axis airtel - paid
- amex mrcc - paid
- federal celesta - free

I will try to get HDFC Infinity converted to ltf, else will close this card. Since the app is slow for upi and other upi apps give 0.5% only not much use.
Will try to get any other rupay card for upi.
Any suggestions are welcome.
 
My Cards: -

1. SBI Cashback Card : Online Use.
2. Airtel Axis : Utility
3. Amazon Pay : Insurance.
4. Federal Celesta: Lounge Access
5. Axisneo / Axis Myzone : LTF
6. SBI BPCL : For fuel and Online Sale Offers.
7. ICICI Coral Rupay : LTF and Online Sale.

Card I am going to Close.

1. HDFC TATA Neu: Need HDFC core credit card will close if all Methods fail.
2. One Card SBM: Useless to keep. There are no Offers now.
3. Yesbank Finbooster: Closing the card in order to get a KIWI Card.
4. RBL Supercard
5. RBL Play if BMS offers end.

Cards I will try to get in 2025.

1. HDFC Core Card.
2. KIWI Card.
3. Jana Rupay Select Debit Card.
4. Central Bank Rupay select Debit Card.
 
Closed RBL Shoprite today! They were just offering one more year free, but I resisted for LTF.

SCHEDULED to CLOSE:

YES virtual - To get any co-branded or physical variant

Axis Ace - 1% inconvenience fee

BOB HPCL & Kotak virtual - Increasing leverage in CIBIL
I closed the following cards due to Overlevaged
1-kotak 2.30 L
2-ICICI Coral 2.50 L
3-Axis my zone 1.38L
4-yes Bank 1.38L
5-Tata neu 70k

Planing to get
SBI SIMPLY CLICK
INDUS
AMEX
 
I have:
- HDFC RG - free
- HDFC Infinity rupay - paid
- ICICI Amz Pay - free
- ICICI sapphiro dual - free
- axis myzone - free
- axis airtel - paid
- amex mrcc - paid
- federal celesta - free

I will try to get HDFC Infinity converted to ltf, else will close this card. Since the app is slow for upi and other upi apps give 0.5% only not much use.
Will try to get any other rupay card for upi.
Any suggestions are welcome.
Get kiwi use cashkaro to apply for 1100 cashback.
 
Closed:
AU Zenith LTF
ICICI Platinum LTF
ICICI Coral LTF
Axis My Zone LTF
Standard Chartered Smart Paid
HDFC Pixel Play LTF
BOB HPCL Energie LTF
BOB Premiere LTF

Trying to make way for SBI Cashback.
Closed Axis Rewards also
 
I have:
- HDFC RG - free
- HDFC Infinity rupay - paid
- ICICI Amz Pay - free
- ICICI sapphiro dual - free
- axis myzone - free
- axis airtel - paid
- amex mrcc - paid
- federal celesta - free

I will try to get HDFC Infinity converted to ltf, else will close this card. Since the app is slow for upi and other upi apps give 0.5% only not much use.
Will try to get any other rupay card for upi.
Any suggestions are welcome.
Tata Neu Infinity / Kiwi
 
closed axis horizon which was actually citi premier miles originally. With magnus in hand, I kind of stopped using this card, so no point paying annual fee.
Did you check if you will be able to use horizon earned miles with 5:2/4(if burgundy) with Magnus card?
Or they asked you to transfer first?
 
You can keep the Legend CC for BMS movie tickets.
Holding Legend for movie benefit is not worth it.
Now only two things are keeping me from closing Legend
  • 0 MAB Select Account
  • Getting other IndusInd cards via split basis offer
 
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