chandra.prakash
TF Premier
Which bank forex card is good for international travel.
Or MMT global card is good.
Or MMT global card is good.
Thanks.. Yes thats what i am also concluding after all the discussion.. 3.5% markup on my axis debit card for 100-200 euro will not be big amt in context of overall trip cost.. only thing need to be careful of misuse of debit card which is linked to primary savings account..If you're going to use it as a backup card, not worth thinking too much about it. On a recent 2 weeks EU family trip, I simply withdrew 100 euros using my debit card and spent everything else on Magnus.. Except for street shopping, you should be able to use credit card pretty much everywhere.
Had to verify again once for SC Ultimate. It is 3.5% of transaction and then 1.5% cash back. So, essentially 2% markup. Not the best, not the worst. But I think it would be better in my opinion then a Forex card with the same markup. No need to worry about keeping it loaded etc.Can you clarify whats the reward for SC Ultimate for forex spends? Is it good? thanks.
In that case, you can just get forex cash itself from India in EUR in small denominations. You can use it as back up. Europe is very cash friendly.Thanks.. Yes thats what i am also concluding after all the discussion.. 3.5% markup on my axis debit card for 100-200 euro will not be big amt in context of overall trip cost.. only thing need to be careful of misuse of debit card which is linked to primary savings account..
yes i was hoping to use DCB for 1% cashback with GVP.. but even for online bookings like internal train, ferries, flights not a single website accepted DCB.. i had to use magnus only.. i have taken rbl world safari cc also now which has zero forex markup..In that case, you can just get forex cash itself from India in EUR in small denominations. You can use it as back up. Europe is very cash friendly.
In Europe, bigger stores even offer INR payment but it will warrant DCC. I have just posted a thread about it but I don't find it beneficial. Check it out. As expected DCB sucks and not accepted in many places. So Magnus with 2% Mark up you need to use. You will lose 1% cashback on DCB with GVP.
i also have kotak savings account.. any kotak debit card with low forex markup?In that case , rather than opening a exclusive account with high IP and High AQB requirement , open a online basic savings account with RBL and take the signature plus debit card at 5900, with 5000 vouchers