Which is your First Credit Card of 2024

[sjmajumder]

Today I got an upgrade from LTF Kotak Royale to LTF Kotak White.

This is my first addition in 2024. Which is yours?

UPDATE
2 - ICICI Coral Rupay - LTF
3 - Kotak League Platinum Rupay - LTF
4 - HDFC Swiggy - Paid (Swiggy offer)
5 - Au Vetta - LTF
6 - ICICI Amazon Pay - LTF (Cancelled and applied from different Amazon account)
7 - IndusInd EazyDiner Signature - LTF
8 - Uni NX Wave - LTF
9 - Federal Bank Signet - LTF (cancelled on day 1)
10 - IDFC First Wealth - LTF (Cancelled Select and took Wealth)
11 - Federal Bank Celesta - LTF

 

[Akash0043]

How much dent on CIBIL?
Care to name them.?

My cibil was 772 when applied first card i.e apay icici with 160k limit approved in 30 min of vkyc with no income document no verification call
Within 10 min of approval I requested them for mmt platinum card
Thanks to TF community for that idea to ask for another card via cc directly

 

[Akash0043]

My cibil was 772 when applied first card i.e apay icici with 160k limit approved in 30 min of vkyc with no income document no verification call
Within 10 min of approval I requested them for mmt platinum card
Thanks to TF community for that idea to ask for another card via cc directly

How much dent on CIBIL?
Care to name them.?

Dropped by 1 point so far
Cards i got are
Apay icici 160k
Mmt platinum shared limit
Axis neo LTF 118k
AXIS MYZONE RUPAY LTF shared limit
axis privilege for welcome benefit shared limit
Yes prosperity business 79k
but applied yes rupay ltf same day and got approved -never activated prosperity business
All cards got approved without income proof as i don’t have any proof (student)and physical verification

 

[taskmaster]

Got Amex MRCC, APay and Indusind Legend

 

[Enthuusiast]

Dropped by 1 point so far
Cards i got are
Apay icici 160k
Mmt platinum shared limit
Axis neo LTF 118k
AXIS MYZONE RUPAY LTF shared limit
axis privilege for welcome benefit shared limit
Yes prosperity business 79k
but applied yes rupay ltf same day and got approved -never activated prosperity business
All cards got approved without income proof as i don’t have any proof (student)and physical verification

MMT PLATINUM is free? Or Charged

 

[Vasuki]

Dropped by 1 point so far
Cards i got are
Apay icici 160k
Mmt platinum shared limit
Axis neo LTF 118k
AXIS MYZONE RUPAY LTF shared limit
axis privilege for welcome benefit shared limit
Yes prosperity business 79k
but applied yes rupay ltf same day and got approved -never activated prosperity business
All cards got approved without income proof as i don’t have any proof (student)and physical verification

Aakash gone bonkers with cc success 😅😅

 

[Vasuki]

MMT PLATINUM is free? Or Charged

Credit card via x or customer care is always paid unless pre approved

 

[Akash0043]

MMT PLATINUM is free? Or Charged

Charged 590 JOINING (annual fees NIL)but got 500 mycash so one can consider LTF

 

[Akash0043]

Aakash gone bonkers with cc success 😅😅

🤣🤣🤣 really ?

 

[Vasuki]

🤣🤣🤣 really ?

Your energy is all your messages 😂

 

[sanzz]

First card of 2024 for me is FYF Infinia Metal (upgraded from DCB Metal)
I also got the ICICI LTF Sapphiro (Master + Amex) and ICICI Coral Rupay LTF this year .
No more cards this year .

 

[sjmajumder]

Tata Neu

Now I collect Ratan coins.

What do you mean by that?

 

[HumorSimpson]

What do you mean by that?

I guess nue coins

 

[sjmajumder]

I guess nue coins

I hope so and that he is not making fun of THE MOST RESPECTED Industrialist.

 

[moneyMaker]

I hope so and that he is not making fun of THE MOST RESPECTED Industrialist.

I didn't mean to disrespect anybody lol. I too see Mr. Ratan Tata as the most legitimate and respectable businessman of India.

I meant to make fun of the coins & rewards we get.

 

[taskmaster]

First card of 2024 for me is FYF Infinia Metal (upgraded from DCB Metal)
I also got the ICICI LTF Sapphiro (Master + Amex) and ICICI Coral Rupay LTF this year .
No more cards this year .

You dont need anymore cards now 🙂

 

[sanzz]

You dont need anymore cards now 🙂

I also have same thought .. no more cards unless one launches card with crazy benefits like old Magnus with 25k bonus rewards. Unluckily I only had Magnus for 7-8 months was late entrant. could get points worth 2.5lac hotel transfer 😉 1 lac ITC and 1.5lac Accor 🙂 ..This much benefit was a dream in 7-8 months ..
Amex gave me returns of around 2 lac (1lac statement cash and 2.4 lac Mariott points) in 7 Yrs .
Citi Rewards I had from 2007 and untill 2016 (Amex issued) it gave me returns of Max to max 15-20K statement credit (such a waste card it was)

I also hold IDFC wealth LTF, Amex Gold + 2 MRCC , SBI Vistara Prime , Axis Vistara , Citi IOCL LTF, Axis Flipkart LTF, ICICI Amazon LTF. Since most are LTF keeping it.

 

[CyberPsych]

Trying for Airtel Axis. If I could get it, it will be the first in 2024.

 

[taskmaster]

I also have same thought .. no more cards unless one launches card with crazy benefits like old Magnus with 25k bonus rewards. Unluckily I only had Magnus for 7-8 months was late entrant. could get points worth 2.5lac hotel transfer 😉 1 lac ITC and 1.5lac Accor 🙂 ..This much benefit was a dream in 7-8 months ..
Amex gave me returns of around 2 lac (1lac statement cash and 2.4 lac Mariott points) in 7 Yrs .
Citi Rewards I had from 2007 and untill 2016 (Amex issued) it gave me returns of Max to max 15-20K statement credit (such a waste card it was)

I also hold IDFC wealth LTF, Amex Gold + 2 MRCC , SBI Vistara Prime , Axis Vistara , Citi IOCL LTF, Axis Flipkart LTF, ICICI Amazon LTF. Since most are LTF keeping it.

I dont see any point in holding cards if im not using them. Cards also get closed if you dont use it for a year.

 

[Akash Topder]

Already got 3 cards in 2024
SC Rewards, Kotak League Rupay, Axis Myzone
All LTF. I have taken them for any bank offers and for collection. Myzone is for Paytm Movies and lounge access.

 

[Vimal Jesu Raj A]

1. AMEX MRCC - FYF
2. KOTAK ZEN SIGNATURE - LTF