Which is your First Credit Card of 2024

[sjmajumder]

Today I got an upgrade from LTF Kotak Royale to LTF Kotak White.

This is my first addition in 2024. Which is yours?

UPDATE
2 - ICICI Coral Rupay - LTF
3 - Kotak League Platinum Rupay - LTF
4 - HDFC Swiggy - Paid (Swiggy offer)
5 - Au Vetta - LTF
6 - ICICI Amazon Pay - LTF (Cancelled and applied from different Amazon account)
7 - IndusInd EazyDiner Signature - LTF
8 - Uni NX Wave - LTF
9 - Federal Bank Signet - LTF (cancelled on day 1)
10 - IDFC First Wealth - LTF (Cancelled Select and took Wealth)
11 - Federal Bank Celesta - LTF

 

[BeingIncog]

Is rubyx higher/better than coral?

Yes, above coral comes rubyx.

 

[abhiver]

Is rubyx higher/better than coral?

Higher and yes better also

 

[abhiver]

BoB Easy credit card LTF....

Got it just for the Bank specific offers

Do you have BOB savings account also

 

[Saumil]

Kotak White
Amex platinum charge

 

[FinoGuy]

Bulk of it (4100 approx) came from Macbook Pro purchase for a relative. Rest from Airtel Postpaid 25%, Other Bills 10%, Swiggy/Zomato 10%.

Y did you choose airtel for that? Could hv got 1.5x with flipkart axis and 8200 with ace, and more with other cards

 

[sjmajumder]

Y did you choose airtel for that? Could hv got 1.5x with flipkart axis and 8200 with ace, and more with other cards

Don't have flipkart or ace

 

[BeingIncog]

approved on 31st Dec, 23. Federal Imperio but received in Jan First week.
2nd one CashBack SBI today. yet to receive.

... Received CB card today.

 

[sjmajumder]

Y did you choose airtel for that? Could hv got 1.5x with flipkart axis and 8200 with ace, and more with other cards

Which other cards would have given higher cashback? It was purchased from online apple store.

 

[cardio_guy]

Federal Celesta (5L) LTF. Got it today.

 

[amit]

IDFC Power+ CC

 

[cardio_guy]

Planning to get AU Xcite Ultra and IDFC Wealth too.

 

[sjmajumder]

Federal Celesta (5L) LTF. Got it today.

How did you apply? Bank's website says you will get a callback but it never comes.

 

[CoolGeek]

Finally got Airtel axis on my mother's number

Is she working, or will they give Axis Airtel credit card for people without salary?

 

[FinoGuy]

Which other cards would have given higher cashback? It was purchased from online apple store.

Sbi cb 5%
Sc smart earn /ultimate upto 3.33%
Au lit ~4.8%
Atlas 4%
Yes marquee 2.5%.
Still many., This is a looong list. If there's apple gift card exist then savings can cross 5% upwards

 

[Mr. Aman]

SBI CASH BACK CREDIT CARD APPROVED

 

[BeingIncog]

SBI CASH BACK CREDIT CARD APPROVED

yaaayyyy high-five ✋

 

[sjmajumder]

Sbi cb 5%
Sc smart earn /ultimate upto 3.33%
Au lit ~4.8%
Atlas 4%
Yes marquee 2.5%.
Still many., This is a looong list. If there's apple gift card exist then savings can cross 5% upwards

SBI CB, AuLit both has monthly capping which doesn't really work for such high value purchase. Don't have Atlas or Marquee.

Didn't get time to research, the opportunity came off hand and I just offered to pay using my CC instead of my relative paying through net banking. It was also bought under student discount scheme, 30K discount.

 

[plastikman]

Started my year with Amex Smartearn. My 17th card.

 

[R@J]

SBI CB, AuLit both has monthly capping which doesn't really work for such high value purchase. Don't have Atlas or Marquee.

Didn't get time to research, the opportunity came off hand and I just offered to pay using my CC instead of my relative paying through net banking. It was also bought under student discount scheme, 30K discount.

Niiiiiice....fir to matlab ye poooora 4000 pure profit hai 😛

 

[FinoGuy]

SBI CB, AuLit both has monthly capping which doesn't really work for such high value purchase. Don't have Atlas or Marquee.

Didn't get time to research, the opportunity came off hand and I just offered to pay using my CC instead of my relative paying through net banking. It was also bought under student discount scheme, 30K discount.

Good. I never said it was a wrong decision. I was just highlighting some better options so that you can utilise them in future..