Which is your First Credit Card of 2024

[sjmajumder]

Today I got an upgrade from LTF Kotak Royale to LTF Kotak White.

This is my first addition in 2024. Which is yours?

UPDATE
2 - ICICI Coral Rupay - LTF
3 - Kotak League Platinum Rupay - LTF
4 - HDFC Swiggy - Paid (Swiggy offer)
5 - Au Vetta - LTF
6 - ICICI Amazon Pay - LTF (Cancelled and applied from different Amazon account)
7 - IndusInd EazyDiner Signature - LTF
8 - Uni NX Wave - LTF
9 - Federal Bank Signet - LTF (cancelled on day 1)
10 - IDFC First Wealth - LTF (Cancelled Select and took Wealth)
11 - Federal Bank Celesta - LTF

 

[ronakshah]

Finally got Airtel axis on my mother's number

 

[sjmajumder]

First credit card in 2024 ?

Here I am thinking

No Enquiry this year

I had 6 enquiries in December 🙁

Brought my CIBIL down to 798

 

[paxauquabriba-4876]

HDFC Millenia paid version. Will try to convert it into ltf later after using it for some months.

nah paid version does not count
paid is for the non believers who have not registered on tecnofino

 

[Shin-Chan]

AU ixigo FYF

Is it good ?

 

[Deleted member 19066]

I had 6 enquiries in December 🙁

Took my CIBIL down to 798

I had 14 😂😂😂

 

[AkashnAkashn is verified member.]

Is it good ?

I took it because Zero forex, Lounge access and Occasional AU offers.. Got it delivered today only.. Yet to use 😁

 

[Parallaxhal]

Airtel Axis FYF. And SBI Cashback both applied last week and got approved. Axis Delivered today, SBI might get delivered today or tomorrow. Also "upgraded" to ICICI platinum LTF from ICICI Apay last week. Applied for Tata Neu Infinity 2 days ago. Waiting for HDFC approval.

 

[Deleted member 5552]

First Card is Federal Bank Amplifi
Second is Axis Bank Rewards

First closed card in 2024 is Federal Bank Amplifi
Second is Axis Bank Ace

 

[MoneyMaven]

Airtel Axis FYF. And SBI Cashback both applied last week and got approved. Axis Delivered today, SBI might get delivered today or tomorrow. Also "upgraded" to ICICI platinum LTF from ICICI Apay last week. Applied for Tata Neu Infinity 2 days ago. Waiting for HDFC approval.

Nice. My Airtel Axis application is still in processing despite it being 10 working days.

 

[rafzy]

Yes Marquee - paid. Got it delivered today. Sae in twitter today Atlas is going to get devalued, so planning to move to Yes (until it gets devalued)

 

[ronakshah]

First Card is Federal Bank Amplifi
Second is Axis Bank Rewards

First closed card in 2024 is Federal Bank Amplifi
Second is Axis Bank Ace

Federal bank amplifi applied and closed within 2 weeks?

 

[rafzy]

First Card is Federal Bank Amplifi
Second is Axis Bank Rewards

First closed card in 2024 is Federal Bank Amplifi
Second is Axis Bank Ace

why did you close Amplifi card? Its LTF right? and isnt it decent benefits?

 

[ronakshah]

why did you close Amplifi card? Its LTF right? and isnt it decent benefits?

No it is not LTF. It has joining fees of 2k plus gst but to compensate it they provide welcome vouchers of 5k I believe.

 

[Deleted member 5552]

why did you close Amplifi card? Its LTF right? and isnt it decent benefits?

It's not LTF, Joining fee is ₹ 2000 and Annual fee also same

Benefits are good, but there are some hidden terms and conditions to earn 3x return for top brands

 

[BeingIncogBeingIncog is verified member.]

approved on 31st Dec, 23. Federal Imperio but received in Jan First week.
2nd one CashBack SBI today. yet to receive.

 

[Deleted member 5552]

Federal bank amplifi applied and closed within 2 weeks?

Closed within a day 😄

It was pre approved offer and card generated instantly

After card generated, I came to TF community and searched for this card and found some hidden terms and conditions to earn reward points. So I decided to close before the joining fee

 

[elite34700]

Infinia LTF. I aimed at white reserve LTF it didn’t work out for now. EazyDiner paid is on the way.

 

[redmanc]

Axis atlas, normal

 

[cardy]

Yes Indeed. Got cashback of Rs. 4862 this month.

In which categories did you spend. Can you share the break ups please. if possible.

 

[Satish]

Today I got an upgrade from LTF Kotak Royale to LTF Kotak White.

This is my first addition in 2024. Which is yours?

How did you upgrade?