[Working Trick] Transfer amount from credit card to bank - APAY ICICI

[cardio_guy]

This is a foolproof trick to transfer credit card funds to your bank. I've personally tested it multiple times and it works flawlessly.

Before you start, make sure you have an Amazon Pay ICICI credit card and preferably an ICICI savings bank account.

Here are the steps:

1. Purchase a returnable item from Amazon for the desired amount you want in your bank account (e.g., Rs 15000/-).
2. Use your Apay ICICI credit card to make the payment.
   [At this step, you'll receive 5% reward points for this transaction.]
3. Once you receive the item, initiate a return request.
4. After the return is picked up, the amount will be refunded to your original payment method, which is the Apay credit card.
   [At this step, the reward points will be taken back or nullified.]
5. AND ALSO, the same amount will be credited to your ICICI savings bank account. This is the MAGIC!
6. This amount will be added to your credit card statement next month, and you'll need to pay it back when the credit card bill is generated.

Time taken for cash in the bank: 2-3 working days after the return request is placed. [Mostly it happens on the same day when the transaction is reversed in the credit card statement,]

This trick works because of some new RBI rules that require refunds to be sent to the bank account. It seems like a glitch from ICICI/Amazon, but it's a blessing in disguise for us to get the money rolling.

There won't be any impact on your CIBIL score or any other issues.

Just be cautious not to place too many refund requests in a month, as it may lead to your Amazon account getting blocked.

Order on Amazon, Place Return requests, and Enjoy cash in bank!!!

 

[imdjay]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

You can post in the private group. Your trick will be safe.

About Cashback Hunters

An exclusive group to share and discuss the tricky strategies to fetch maximum cashback using credit cards. To get an entry in the group, at minimum you should be at TF Premier level.

www.technofino.in

If you are not there, DM me. Mai prabandh kerta hu.

 

[MrKant]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Thank you for reminder 🫡

 

[pinki]

You can post in the private group. Your trick will be safe.

About Cashback Hunters

An exclusive group to share and discuss the tricky strategies to fetch maximum cashback using credit cards. To get an entry in the group, at minimum you should be at TF Premier level.

www.technofino.in

If you are not there, DM me. Mai prabandh kerta hu.

Why the link throws error:: requested grp cannot be found, is this hidden or something??
If not, then. Can u add me there 😈

 

[Hyper4404]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

I don't how to put this up 👉👈 to you.......
......
......






DM me too 😁🙂

 

[redcarpet]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Dm me too

 

[doraemon]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

If u can DM me
I will be happy😀

 

[Channakya]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Dm me bro ! It would be helpfull

 

[ajitshukla19]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Please dm the trick

 

[maneesh]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Please DM me the trick bro.

 

[Karwaabhishek]

Dm me too please 🥺

DM me too please.

 

[ronakshah]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

If you can pls dm the trick 😃

 

[Hemang]

This is a foolproof trick to transfer credit card funds to your bank. I've personally tested it multiple times and it works flawlessly.

Before you start, make sure you have an Amazon Pay ICICI credit card and preferably an ICICI savings bank account.

Here are the steps:

1. Purchase a returnable item from Amazon for the desired amount you want in your bank account (e.g., Rs 15000/-).
2. Use your Apay ICICI credit card to make the payment.
   [At this step, you'll receive 5% reward points for this transaction.]
3. Once you receive the item, initiate a return request.
4. After the return is picked up, the amount will be refunded to your original payment method, which is the Apay credit card.
   [At this step, the reward points will be taken back or nullified.]
5. AND ALSO, the same amount will be credited to your ICICI savings bank account. This is the MAGIC!
6. This amount will be added to your credit card statement next month, and you'll need to pay it back when the credit card bill is generated.

Time taken for cash in the bank: 2-3 working days after the return request is placed. [Mostly it happens on the same day when the transaction is reversed in the credit card statement,]

This trick works because of some new RBI rules that require refunds to be sent to the bank account. It seems like a glitch from ICICI/Amazon, but it's a blessing in disguise for us to get the money rolling.

There won't be any impact on your CIBIL score or any other issues.

Just be cautious not to place too many refund requests in a month, as it may lead to your Amazon account getting blocked.

Order on Amazon, Place Return requests, and Enjoy cash in bank!!!

I have a doubt in 5th Step - Why same amount would be credited in ICICI savings account, when the original payment method was Amazon ICICI card ?

 

[Chitra007]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Please DM me trick

 

[Kumar93196]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

DM PLEASE
WAITING FOR SUCH TRICKS

thanks in advance.

 

[Ak Singh]

Now this thread became DM me please 😭 😂😂..

 

[gouri]

I have a doubt in 5th Step - Why same amount would be credited in ICICI savings account, when the original payment method was Amazon ICICI card ?

I too have same doubt

 

[cardio_guy]

I too have same doubt

I have a doubt in 5th Step - Why same amount would be credited in ICICI savings account, when the original payment method was Amazon ICICI card ?

That is the crux of the trick and that is why we get money in the bank.
Nobody knows the answer for this yet, but this is happening.

 

[webranger]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Hi Bro. Please DM me the trick. Thanks in advance..

 

[Maikalal Jaikishan]

Mere ko DM mat karna. DM kiya to peetoonga tereko.

 

[iamabhisekagar]

DM krdo mujhe bhi