[Working Trick] Transfer amount from credit card to bank - APAY ICICI

[cardio_guy]

This is a foolproof trick to transfer credit card funds to your bank. I've personally tested it multiple times and it works flawlessly.

Before you start, make sure you have an Amazon Pay ICICI credit card and preferably an ICICI savings bank account.

Here are the steps:

1. Purchase a returnable item from Amazon for the desired amount you want in your bank account (e.g., Rs 15000/-).
2. Use your Apay ICICI credit card to make the payment.
   [At this step, you'll receive 5% reward points for this transaction.]
3. Once you receive the item, initiate a return request.
4. After the return is picked up, the amount will be refunded to your original payment method, which is the Apay credit card.
   [At this step, the reward points will be taken back or nullified.]
5. AND ALSO, the same amount will be credited to your ICICI savings bank account. This is the MAGIC!
6. This amount will be added to your credit card statement next month, and you'll need to pay it back when the credit card bill is generated.

Time taken for cash in the bank: 2-3 working days after the return request is placed. [Mostly it happens on the same day when the transaction is reversed in the credit card statement,]

This trick works because of some new RBI rules that require refunds to be sent to the bank account. It seems like a glitch from ICICI/Amazon, but it's a blessing in disguise for us to get the money rolling.

There won't be any impact on your CIBIL score or any other issues.

Just be cautious not to place too many refund requests in a month, as it may lead to your Amazon account getting blocked.

Order on Amazon, Place Return requests, and Enjoy cash in bank!!!

 

[Damodar]

DM bro pls

Dm me bro

 

[Damodar]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Dm bro pls

 

[RajS]

Dm me bro

 

[prashu]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Bro DM me

 

[VISION]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

please DM the trick

 

[sh4hrukh]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Please DM me

 

[sh4hrukh]

This is a foolproof trick to transfer credit card funds to your bank. I've personally tested it multiple times and it works flawlessly.

Before you start, make sure you have an Amazon Pay ICICI credit card and preferably an ICICI savings bank account.

Here are the steps:

1. Purchase a returnable item from Amazon for the desired amount you want in your bank account (e.g., Rs 15000/-).
2. Use your Apay ICICI credit card to make the payment.
   [At this step, you'll receive 5% reward points for this transaction.]
3. Once you receive the item, initiate a return request.
4. After the return is picked up, the amount will be refunded to your original payment method, which is the Apay credit card.
   [At this step, the reward points will be taken back or nullified.]
5. AND ALSO, the same amount will be credited to your ICICI savings bank account. This is the MAGIC!
6. This amount will be added to your credit card statement next month, and you'll need to pay it back when the credit card bill is generated.

Time taken for cash in the bank: 2-3 working days after the return request is placed. [Mostly it happens on the same day when the transaction is reversed in the credit card statement,]

This trick works because of some new RBI rules that require refunds to be sent to the bank account. It seems like a glitch from ICICI/Amazon, but it's a blessing in disguise for us to get the money rolling.

There won't be any impact on your CIBIL score or any other issues.

Just be cautious not to place too many refund requests in a month, as it may lead to your Amazon account getting blocked.

Order on Amazon, Place Return requests, and Enjoy cash in bank!!!

What if I don't have savings account with icici?

 

[SSV]

Just be cautious not to place too many refund requests in a month, as it may lead to your Amazon account getting blocked.

Order on Amazon, Place Return requests, and Enjoy cash in bank

This is very important… and if the returns ratio breaches the threshold, the risk of Amazon account getting blocked increases significantly and further investigation into getting it unblocked will reveal the whole story…
And then the actual story begins…

There is a reason why returns and refunds are provided..
If you read T&Cs of any online Ecommerce platforms and banks carefully , there are clear provisions of permanent bans in case of wilful abuse..
No consumer courts will save the wilful abusers

 

[Shubham Yadav]

@ IT Department
@ED
@CBI

 

[cardio_guy]

@ IT Department
@ED
@CBI

Oh.. Forgot to add step 0: Join BJP 😛

 

[harsh42s]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

PLEASE DM ME

 

[RajS]

He/she doesn't respond

 

[Hj76]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

Please DM me

 

[VISION]

I had another trick that was working earlier to get 5% cashback on aPay cc with out actuallly buying anything on amazon, by that way I earned almost 70k cashback during 2021 -22, but amazon patched that trick, now same trick is working with hdfc millennia, SBI cashback, and with alll other cards with usual cashback! But i don't misuse that trick for just earning cashback..... nevertheless I earned 35,000 Rs. cashback on SBI cb cc and millennia cc combinely!!! in 2023-24!

dm the trick please

 

[CardTox]

Guys, trick is not working anymore. I think its patched!

 

[VISION]

Guys, trick is not working anymore. I think its patched!

thanks for the confirmation

 

[cardio_guy]

Guys, trick is not working anymore. I think its patched!

Use the Amazon order-return trick, it works always. You can get 5-8k per month.

 

[RajS]

Use the Amazon order-return trick, it works always. You can get 5-8k per month.

Didn't work for me. Should we have to have zero outstanding before we order?

 

[cardio_guy]

Didn't work for me. Should we have to have zero outstanding before we order?

I am not aware of any such requirements. Usually for all my cancelled orders, I get double refunds.

 

[RajS]

I am not aware of any such requirements. Usually for all my cancelled orders, I get double refunds.

I ordered for 30k when my outstanding was 5k. Then, my outstanding become 35k. Canclled order in 30 mins and I got refund of 30k after few days.Due to refund, outstanding become 5k again. I am not sure what is missing. How you are saying you got double refund.