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Wrong Credit Card Approved by HDFC Bank! What should I do?

adityanatu

TF Buzz
Hello guys , i applied for millenia credit card offline and today i received message of approval for money-back credit card. How can i get millenia?
 
We would like to inform you that final approval of credit card variant and credit card limit depends on several criteria and guild lines of the bank ,hence money back card has been approved as per eligibility.

Got this reply guys , what to do next ? Or accept money-back card , it will dispatch today or tomorrow
 
We would like to inform you that final approval of credit card variant and credit card limit depends on several criteria and guild lines of the bank ,hence money back card has been approved as per eligibility.

Got this reply guys , what to do next ? Or accept money-back card , it will dispatch today or tomorrow
Moneyback+ is now issued to you now.

You can use it and upgrade to millenia later it requires 1lac limit ig.
 
We would like to inform you that final approval of credit card variant and credit card limit depends on several criteria and guild lines of the bank ,hence money back card has been approved as per eligibility.

Got this reply guys , what to do next ? Or accept money-back card , it will dispatch today or tomorrow
Tell them You're giving me the card for which i have not applied i totally understand that i was not able to match eligibility but according to rules banks cannot give customer card for which they have not applied for . Tell them to provide you millennia or provide you moneyback as unconditional ltf try maybe will work
 
Tell them You're giving me the card for which i have not applied i totally understand that i was not able to match eligibility but according to rules banks cannot give customer card for which they have not applied for . Tell them to provide you millennia or provide you moneyback as unconditional ltf try maybe will work
Thanks , is there such rule that bank cannot give other card than applied?
 
Can you tell me what to write in mail ?
Tell them You're giving me the card for which i have not applied i totally understand that i was not able to match eligibility but according to rules banks cannot give customer card for which they have not applied for . Tell them to provide you millennia or provide you moneyback as unconditional ltf try maybe will work.
And also attach the screenshot of that point and mention the link of that page also .

And maybe you can also add that if you will not take necessary action then I'll escalate this to rbi
 
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