Wrong income in HDFC CC application

[Meowmeow]

Hello all...I recently applied for HDFC CC through online mode but I mistakenly provided annual salary in monthly salary column. I realized after 1st KYC when they ask for income details. Now HDFC is sending link of KYC again but the problem is my wrong salary details. I wrote 6 lac annual salary in monthly column...Please suggest any solution

 

[peregrine0falcon]

VKYC ? They dont ask for income details I guess during vkyc

 

[Meowmeow]

VKYC ? They dont ask for income details I guess during vkyc

They asked range of income...and may range of income is far below...my annual salary is in 6 to 10 lakh range while I put 6 lakh monthly I.e.72 lakh around..so they asked the range

 

[Shin-Chan]

Which CC? Infinia ?

 

[Meowmeow]

Which CC? Infinia ?

No Swiggy card

 

[Shin-Chan]

No Swiggy card

Then I dont think there will be any issue quote your income range 70-80L types.

For high end card they will ask all proofs religiously

 

[Zacobite]

Hello all...I recently applied for HDFC CC through online mode but I mistakenly provided annual salary in monthly salary column. I realized after 1st KYC when they ask for income details. Now HDFC is sending link of KYC again but the problem is my wrong salary details. I wrote 6 lac annual salary in monthly column...Please suggest any solution

its ok.. give accurate number.. if they ask explain.. keep it clear..

 

[Meowmeow]

A

its ok.. give accurate number.. if they ask explain.. keep it clear..

Actually on ist kyc I denied that range then they told me that V KYC is not verified..they didnt give me any chance to explain...but again they send me link of V KYC...

 

[Meowmeow]

Then I dont think there will be any issue quote your income range 70-80L types.

For high end card they will ask all proofs religiously

Should I go with that..?
Won't it be any problem in future?

 

[Zacobite]

A

Actually on ist kyc I denied that range then they told me that V KYC is not verified..they didnt give me any chance to explain...but again they send me link of V KYC...

do it again

 

[Meowmeow]

do it again

Okay...I should explain correct number..?

 

[Zacobite]

Okay...I should explain correct number..?

yup.. if asked

 

[Meowmeow]

yup.. if asked

I explained her...then she said that now physical verification will be done...don't know whether it will proceed or not

 

[Meowmeow]

I got message and mail to go to nearest branch for physical kyc...won't the agent come at my home for kyc ?

 

[Zacobite]

I got message and mail to go to nearest branch for physical kyc...won't the agent come at my home for kyc ?

u made a mistake.. its ok.. go for physical if u really want the card..

 

[Meowmeow]

u made a mistake.. its ok.. go for physical if u really want the card..

Then will I have to show income proof also..?

 

[Zacobite]

Then will I have to show income proof also..?

go and do the right thing.. show what is accurate... else drop the application..its a genuine mistake.. why r u stressing.. give them wht. they want

 

[SSV]

Then will I have to show income proof also..?

Don't worry about your honest mistake.
Just go to the branch and do kyc.
If they ask for income doc, give them your current income proof and tell them that you mistakenly put annual income as monthly income.
The outcome would be"
1) either they rectify the income column in the current application , if it allows.
Or
2) they will ask you to file a new application by cancelling/ rejecting the current application..

Nothing else happen..
There won't be any bad remark also on your profile.
These things happen.. don't think too much about it.
Take it easy and enjoy life and all the best.
Just let us know the outcome

 

[Meowmeow]

Don't worry about your honest mistake.
Just go to the branch and do kyc.
If they ask for income doc, give them your current income proof and tell them that you mistakenly put annual income as monthly income.
The outcome would be"
1) either they rectify the income column in the current application , if it allows.
Or
2) they will ask you to file a new application by cancelling/ rejecting the current application..

Nothing else happen..
There won't be any bad remark also on your profile.
These things happen.. don't think too much about it.
Take it easy and enjoy life and all the best.
Just let us know the outcome

Thank you for such explanation. I will visit tommorrow

 

[SSV]

Thank you for such explanation. I will visit tommorrow

No problem... all the best..