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Yes Bank Reserv + 3X Subscription Plan

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legend.sudsier

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Hi everyone,

I am looking for a new card to complement my Infinia. The main goal is to increase the rewards rate for a few lakhs of donations towards NGOs (both Indian and International). BOGO on movies, and rewards on rental and UPI transactions will be great to have but not necessary.

I recently came across the YES Reserv card, along with the 3X subscription offer for all spends. The following is how I see the reward rates:
  • 9% Points on Online Shopping (except on Select categories)**
  • 4.5% Points on Offline Shopping (except on Select categories)
  • 2.25% Points on Select categories
Assuming 25 paise per RP redemption rate, for flights and hotels.

The 9% rewards rate seems just too good to be true. Can anyone confirm? If it is indeed true, then why is this not the most talked about card for Forex transactions?

P.S: I don't mind paying the annual fee given the rewards.
 
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S S V said:
Do you even consider that at least 75% of TFians here will not have 30L earmarked for FD investment, forget about whether it’s a good or bad investment??
Click to expand...
Well then these members will not get Infinia either.
they will have to apply for Atlas which is also better than all the Yes cards
 
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drsel said:
Yes Reserv 5x
The maximum 'return' on any of the Yes cards is 9% on Yes Reserv 5x (only on online travel dining fashion and Healthcare), that too after paying high subscription fees of 5900!

But you can get this 9% return only if you use the points to buy air tickets, otherwise the return drops to 3.6% for Amazon pay or 5.4% for other vouchers.

So effectively, using this card ONLY for online travel, dining Healthcare and fashion give you a 9% return ONLY on buying air tickets, that too after spending 5900 on subscription.

But getting 9% return is peanuts when Magnus Burgundy gives you 24% return on all air tickets, with ZERO markup and ZERO convenience fee
Click to expand...


drsel said:
Yes Reserv 3x
The maximum 'return' on Yes Reserv 3x is 6% for online spends ( but some categories are excluded), that too after paying high subscription fees of 4130!

But you can get this 6% return only if you use the points to buy air tickets, otherwise the return drops to 2.4% for Amazon pay or 3.6% for other vouchers.

So effectively, using this card ONLY for selective online spends give you a 6% return ONLY on buying air tickets, that too after spending 4130 on subscription.

But getting 6% return is peanuts when Magnus Burgundy gives you 24% return on all air tickets, with ZERO markup and ZERO convenience fee
Click to expand...

1708685819543.png



Why do you spam everywhere with the same/ similar messages ??

Here as well... the same message in another thread ...

www.technofino.in

Devaluation of Yes bank Reserv card

Yes bank has mandate the requirement of spend for availing the lounge access.
www.technofino.in www.technofino.in

1708685903549.png

Most of us here know what M4B/ Atlas can offer..
Why do you message everywhere about Atals and M4B again and again even though it was not relevant for the discussion there ??
If someone asks you what is the best card in that category / what is a better alternative then if you refer this post then it is understandable..

You will come in the middle of some conversation and talks about M4B / Atlas..
Do you even understand what you are doing here ??
 
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S S V said:
View attachment 43885



Why do you spam everywhere with the same/ similar messages ??

Here as well... the same message in another thread ...

www.technofino.in

Devaluation of Yes bank Reserv card

Yes bank has mandate the requirement of spend for availing the lounge access.
www.technofino.in www.technofino.in

View attachment 43886

Most of us here know what M4B/ Atlas can offer..
Why do you message everywhere about Atals and M4B again and again even though it was not relevant for the discussion there ??
If someone asks you what is best card in that category / what is a better alternative then if you refer this post then it is understandable..

You will come in the middle of some conversation and talks about M4B / Atlas..
Do you even understand what you are doing here ??
Click to expand...
@S S V on fire today
 
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drsel said:
Yes he is very angry unnecessarily
Click to expand...
It is not unnecessarily .. I waited for some time..
I had asked some questions about your reposting of the same/ similar messages at mulitple places in one of my above posts.. Please let us know your view ..
 
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drsel said:
All right then I shall ignore you. I suggest that you ignore me also.
I won't waste my time arguing with you
Click to expand...
I could have done this a long time ago... that is a very easy thing to do ....
Even though you ignore me, if you repeat the samething , unfortuantely I will have to bring the same point into discussion ...
 
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S S V said:
I could have done this a long time ago... that is a very easy thing to do ....
Even though you ignore me, if you repeat the samething , unfortuantely I will have to bring the same point into discussion ...
Click to expand...
Why are you wasting your time on him.
In every thread, doesn't matter the topic, it leads to Axis/Atlas/Magnus 😉

People ask what card to use among the cards they have, but he tells what they can do if they had 30 lacs in FD + M4B
 
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MangoRush said:
Why are you wasting your time on him.
In every thread, doesn't matter the topic, it leads to Axis/Atlas/Magnus 😉

People ask what card to use among the cards they have, but he tells what they can do if they had 30 lacs in FD + M4B
Click to expand...
See, I try to accomodate everyone's view and listen to their thought process..
This guy has some great number crunching skills , but really lacks the context..
I already let him know how I feel about it.. Still as you said , everything leads to M4B ...
Now enough is enough.. I don't want him to litter our threads with M4B...
 
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helloworld said:
You'll get 3x for all purchases except fuel, emi, cash withdrawl like usual.

except sbi cashback none of them had exclusion of not providing reward points for voucher purchase.
Click to expand...
Thank you very much for the answer. Will this come under normal category (with 6% reward rate) or under select category (with lower reward rate) ?
 
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