Yes Bank Reserv + 3X Subscription Plan

[legend.sudsier]

Hi everyone,

I am looking for a new card to complement my Infinia. The main goal is to increase the rewards rate for a few lakhs of donations towards NGOs (both Indian and International). BOGO on movies, and rewards on rental and UPI transactions will be great to have but not necessary.

I recently came across the YES Reserv card, along with the 3X subscription offer for all spends. The following is how I see the reward rates:

• 9% Points on Online Shopping (except on Select categories)**
• 4.5% Points on Offline Shopping (except on Select categories)
• 2.25% Points on Select categories

Assuming 25 paise per RP redemption rate, for flights and hotels.

The 9% rewards rate seems just too good to be true. Can anyone confirm? If it is indeed true, then why is this not the most talked about card for Forex transactions?

P.S: I don't mind paying the annual fee given the rewards.

 

[pgarg24]

Means, in April month statement you will get normal points of the march transactions and 5x of February month transactions.
Am I right

Nope, in april month statement you will get normal base points for transaction till april and 5x for transaction done in previous month i e march

 

[helloworld]

Means, in April month statement you will get normal points of the march transactions and 5x of February month transactions.
Am I right

https://www.technofino.in/community/threads/yes-bank-reserv-3x-subscription-plan.21407/post-571077
. . .

 

[Harry1]

Second statement post subscription was easier to get total. Here is my analysis.

Full Base points (12/200 for online and 6/200 for utility) credited. I crossed 3L online spends and still got more than 18K points. So, seems no capping for base points unlike what customer care told on call. I crossed 25K utility spends and still got more than 750 points. All utility transactions were on 7th, so maybe they have taken transaction date (i.e. 8th onwards) instead of settlement date to enforce the new rules.

Card feature of Bonus 12/200 for online spends capped at 18K. So, u get base points above 3L, but not card bonus points.

Full 2x Subscription points (24/200 for online and 12/200 for select categories) Credited for all transactions from 31st January to 28th February (No transaction on 29th to avoid confusion for next time).

The missing points for Amazon in last statement is still under pending discussion with customer care and not credited 😅.

Third statement generated. They have again done some mess up. This time I have more reward points than expected. And customer care is telling me some very weird calculations.

My previous case of missing points from Amazon 2 months back is still pending. I guess I will leave it this time, as I have got more than what I was missing as Extra🤦‍♂️.

P.S. My iris application and netbanking is still not allowing me to check anything. However, Card transactions and Reward redemptions are working.

 

[helloworld]

Third statement generated. They have again done some mess up. This time I have more reward points than expected. And customer care is telling me some very weird calculations.

My previous case of missing points from Amazon 2 months back is still pending. I guess I will leave it this time, as I have got more than what I was missing as Extra🤦‍♂️.

P.S. My iris application and netbanking is still not allowing me to check anything. However, Card transactions and Reward redemptions are working.

someone got excel sheet with detailed points for each transaction, might try that one.

Yes Bank MARQUEE Credit Card launched - Features & Benefits | Full Details

Not showing Marquee card or Reserv for me. My CIBIL is 786 and hold Magnus/Atlas with 10L limit & Infinia with 15L. Will they call if I discontinue the application? 1) you should discontinue this process, if you really want Marquee 2) They will call you but won't likley to offer Marquee 3) You...

www.technofino.in

 

[Harry1]

someone got excel sheet with detailed points for each transaction, might try that one.

Yes Bank MARQUEE Credit Card launched - Features & Benefits | Full Details

Not showing Marquee card or Reserv for me. My CIBIL is 786 and hold Magnus/Atlas with 10L limit & Infinia with 15L. Will they call if I discontinue the application? 1) you should discontinue this process, if you really want Marquee 2) They will call you but won't likley to offer Marquee 3) You...

www.technofino.in

I got that during first statement generation. That has only regular points and bonus points as a part of card feature. Not for 2x points.

They did share 2x sheet also later. But again it is all too confusing, as it is not statement wise.

 

[pgarg24]

I have. I was also thinking to mail them. Let me know the responseView attachment 48970

Got their response..
It seems that you will have to mail them to get the voucher.

 

[sm9811911]

Got their response..
It seems that you will have to mail them to get the voucher.
View attachment 49912

i also emailed. Said to wait till 90 days are over. They will get over by next month

 

[Harry1]

Got extra points offer.

Earn 12000 bonus YES Rewardz points
when you shop for INR 278000 with your
YES BANK Credit Card ending in xxxx.

 

[helloworld]

Got extra points offer.

Earn 12000 bonus YES Rewardz points
when you shop for INR 278000 with your
YES BANK Credit Card ending in xxxx.

thts 1% but spend requirement is way high. Is there any last date to achieve for that?

 

[sm9811911]

Got extra points offer.

Earn 12000 bonus YES Rewardz points
when you shop for INR 278000 with your
YES BANK Credit Card ending in xxxx.

I have got 12k points for 2.97L spends.

thts 1% but spend requirement is way high. Is there any last date to achieve for that?

30th April. Yes, too high requirement.

 

[Harry1]

thts 1% but spend requirement is way high. Is there any last date to achieve for that?

If Giverly starts working, it's a single transaction 😜.

 

[helloworld]

I have got 12k points for 2.97L spends.

30th April. Yes, too high requirement.

My offer 🙂

 

[ak93]

Decent offer but dont know where i will spend 😅

 

[sourpai]

I got little different offer

 

[ccrnc]

Did not receive any offer at all :/

 

[pgarg24]

Bro i got 1000 rp on spending 278000 rs 😂 itna kharcha pe 1k rp kon deta h bs😂😂 got it in 15-31 march

 

[helloworld]

Bro i got 1000 rp on spending 278000 rs 😂 itna kharcha pe 1k rp kon deta h bs😂😂 got it in 15-31 march

must be 10k, they missed one zero in your email.

 

[pgarg24]

must be 10k, they missed one zero in your email.

Yeah bro, they have gone mad, i almost thought of replying to customer care what kind of crazy offer is this😂😂 250 rs ke liye 2.78Lac ka spend krne bol rhe h🤯

 

[helloworld]

Yeah bro, they have gone mad, i almost thought of replying to customer care what kind of crazy offer is this😂😂 250 rs ke liye 2.78Lac ka spend krne bol rhe h🤯

double check with support, if you want to spend 2.78Lac for 10k points. Otherwise ignore. must be some typo in that mail.

 

[sm9811911]

Yeah bro, they have gone mad, i almost thought of replying to customer care what kind of crazy offer is this😂😂 250 rs ke liye 2.78Lac ka spend krne bol rhe h🤯

Bro i got 1000 rp on spending 278000 rs 😂 itna kharcha pe 1k rp kon deta h bs😂😂 got it in 15-31 march

I really thought you will get up in the morning and realise your mistake that offer is for 10k points. But seems like yes bank needs to wake up