Yes Bank Reserv + 3X Subscription Plan

[legend.sudsier]

Hi everyone,

I am looking for a new card to complement my Infinia. The main goal is to increase the rewards rate for a few lakhs of donations towards NGOs (both Indian and International). BOGO on movies, and rewards on rental and UPI transactions will be great to have but not necessary.

I recently came across the YES Reserv card, along with the 3X subscription offer for all spends. The following is how I see the reward rates:

• 9% Points on Online Shopping (except on Select categories)**
• 4.5% Points on Offline Shopping (except on Select categories)
• 2.25% Points on Select categories

Assuming 25 paise per RP redemption rate, for flights and hotels.

The 9% rewards rate seems just too good to be true. Can anyone confirm? If it is indeed true, then why is this not the most talked about card for Forex transactions?

P.S: I don't mind paying the annual fee given the rewards.

 

[Harry1]

yes 600 worth reward points for each person.

Called yes rewards helpline. They are telling 4000 airline fee, 354 RAF fee from airline, 200 GST from Airline and 400 charges from yes bank. Net 4954 charges per passenger 🤦‍♂️.

 

[helloworld]

Called yes rewards helpline. They are telling 4000 airline fee, 354 RAF fee from airline, 200 GST from Airline and 400 charges from yes bank. Net 4954 charges per passenger 🤦‍♂️.

maybe that airline has too much cancellation fee. Is it? or Yes only saying that?

 

[Harry1]

Seems to be airline only. Indigo site says 3000 cancellation fee. So, that's major difference with air india. 5% gst on cancellation fee is not written anywhere, but I guess everyone will charge that.

Only extra part not mentioned anywhere is this 354 RAF, which some people say as illegal 😅.

maybe that airline has too much cancellation fee. Is it? or Yes only saying that?