• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Your most used 3 credit cards?

draja-cc

TF Buzz
Hi Everyone,

I know most of us have multiple credit cards. An average around 10-15 credit cards as we all are CC enthusiast. But we also have our workhorses; the cards that we use the most. Let us list are top 3 most used cards and where they are put for used. This will help people to reevaluate their credit card portfolio and update it if needed.

For me the primary cards are:

1. HDFC Infinia - Smartbuy+ generic spends
2. Axis Airtel - Utility, Swiggy, Zomato, Bigbasket, BB Daily
3. IndusInd Easydiner - Dining+ Movie Tickets.
 
Last edited:
Kiwi Rupay - UPI
HSBC Live+ - Grocery / Dining / offline
Axis Airtel - Utilities
You have a good and simple card usage...

HSBC Live+ seems to be a good card for groceries and dining where Easydiner is not available. Also 1.5% cashback on most offline spends seems good option. Thinking of having this card for offline grocery stores like dmart and eateries that are not on Easydiner.
 
Last edited:
As of now, these are the top 3 cards for me:
  • HDFC Tata Neu Infinity - UPI Scans (1.5%) and bigbasket (10%) purchases.
  • HDFC Swiggy - Swiggy Instamart, Genie, Dineout (10%), Online spends (5%), offline (1%)
  • ICICI Amazon Pay - Amazon spends, flights, hotels (5%), Bill payments (2%), offline (1%)
Bill payments can be made with infinity for 5% ri8? Also offline with infinity gives 1.5%
 
1. Axis Airtel - utilities (airtel recharge only)
2. Axis Neo - Zomato offer
3. Yes Kiwi - UPI

Other cards (benefit wise utilisation) - SBI cashback, ICICI APay, PNB RSCC, IDFC Millenia.
 
Bill payments can be made with infinity for 5% ri8? Also offline with infinity gives 1.5%
Yes, I haven't yet started making bill paymetns using TNI, but yes that gives 5%.
Offline I still use TNI, but my limit is less only 1.5L. So it's difficult to use it for all txns.
I am going to ask for limit enhancement for HDFC cards.
 
Back
Top