Zomato CC

[Sanjay]

I have only 1 credit card right now HDFC Money Back. Is it good that I apply for zomato classic cc. Will I get a LTF upgrade If the black edition comes? I want to have the Flipkart axis cc but it is not LTF that’s why not applying and want amazon icici also but I am not 21 right now 😅 so can’t apply. Should I apply or wait for black edition? Else Please Guide🙏🏻

 

[Sanjay]

Apply

Thanks for always guiding me. 🙏🏻😇

 

[TheTrickySid]

I have only 1 credit card right now HDFC Money Back. Is it good that I apply for zomato classic cc. Will I get a LTF upgrade If the black edition comes? I want to have the Flipkart axis cc but it is not LTF that’s why not applying and want amazon icici also but I am not 21 right now 😅 so can’t apply. Should I apply or wait for black edition? Else Please Guide🙏🏻

As you are saying you are not 21 then, you cannot apply coz Zomato card requires 23 yrs as minimum age.
My application was rejected due to my age😢

BTW what's your age and card limit?

 

[Sanjay]

my age is 20 right now and I will be 21 in aug 2022 and my cibil score is 772 and limit is 75k on hdfc cc

 

[Sanjay]

Yeah right
Minimum age is 23 for Zomato CC

so should I apply or not ? Do i try and see what happens?

 

[Sanjay]

Won't be if you're below 23
Don't try unnecessarily

kk 😊

 

[TheTrickySid]

my age is 20 right now and I will be 21 in aug 2022 and my cibil score is 772 and limit is 75k on hdfc cc

772 score is impressive within such short span of time.

 

[007]

772 score is impressive within such short span of time.

Indeed. 😂

 

[Sanjay]

any card recommendations?

 

[007]

my age is 20 right now and I will be 21 in aug 2022 and my cibil score is 772 and limit is 75k on hdfc cc

When did you start building it and through which instrument (secured or unsecured CC)?

 

[007]

any card recommendations?

Many but don't know the age criteria for those. Try to get all LTF CCs available to you.

 

[Sanjay]

Many but don't know the age criteria for those. Try to get all LTF available to you.

kk brother 😇. Do you know any way that I can check these credit card offers or pre-approved offers? As I get messages from some banks but don't know where to check? Or really they are pre-approved or not.

 

[007]

kk brother 😇. Do you know any way that I can check these credit card offers or pre-approved offers? As I get messages from some banks but don't know where to check? Or really they are pre-approved or not.

Pre-approved offers listing isn't same for all banks. Better to get in touch with the customer care executive, they would tell the pre-approved offers available to you.

 

[TheTrickySid]

any card recommendations?

You are too young to get the cards as of now.
Try after 21yrs😅

 

[Sanjay]

When did you start building it and through which instrument (secured or unsecured CC)?

From Jan through unsecured cc hdfc moneyback

 

[007]

From Jan through unsecured cc

Ohh.. Nice!

 

[TheTrickySid]

From Jan through unsecured cc hdfc moneyback

I got the same but I am at 750😢

 

[007]

I got the same but I am at 750😢

750 is a decent score imo! And chill, you (me including 😅) have a long way to go!

 

[Sanjay]

How did you get that CC?

it was pre approved

 

[Sanjay]

Okay
Same for me

oh, nice!