Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[6ix9ine]

Which trick ?

It was zomato-amazon trick, patched now.

 

[tharun]

Which trick ?

Amazon add money via debit card from Zomato(over now) i think it was transport mcc

 

[6ix9ine]

Amazon add money via debit card from Zomato(over now) i think it was transport mcc

AIRLINES, AIR CARRIERS - 4511

 

[Credit_Cards]

This time I have completed with add money to amazon trick shared by @Abhishek012

aapko cashback/voucher nahi mila to Commander se lena

 

[keshavab]

I have done 10k transaction on PhonpeGiftCard using this debit card on (31May, Saturday) will it considered for May cashback , when and how will I get 500 cashback , whether I have to redeem it for debit card cashback option in axis or something else

 

[vasanth_ece]

I have done 10k transaction on PhonpeGiftCard using this debit card on (31May, Saturday) will it considered for May cashback , when and how will I get 500 cashback , whether I have to redeem it for debit card cashback option in axis or something else

If Merchant Name coming as PHONEPE GIFTCARDS , it'll be eligible.If coming as PHONEPE PVT LTD, not eligible.

 

[Bhauka23]

If Merchant Name coming as PHONEPE GIFTCARDS , it'll be eligible.If coming as PHONEPE PVT LTD, not eligible.

I opened this account today. If I spend 60k by 30th June, will I be eligible for quarterly milestone voucher?

 

[Credit_Cards]

I opened this account today. If I spend 60k by 30th June, will I be eligible for quarterly milestone voucher?

Y e s

 

[keshavab]

If Merchant Name coming as PHONEPE GIFTCARDS , it'll be eligible.If coming as PHONEPE PVT LTD, not eligible.

yahi tha PHONEPE GIFTCARDS sahab , paise kab ayege ?when and how will I get 500 cashback , whether I have to redeem it for debit card cashback option in axis or something else

 

[6ix9ine]

yahi tha PHONEPE GIFTCARDS sahab , paise kab ayege ?when and how will I get 500 cashback , whether I have to redeem it for debit card cashback option in axis or something else

Yes, you have to redeem it manually by going into debit card cashback section. Steps are mentioned in the first post.

And officially, they say that cashback will be released after 15th of month, but can take few more days to weeks.

Don't worry, just follow this thread. You will be notified.

 

[isthisme]

Yes both are available itself phone gift card and gift cards from other brands also

Hey, i don't have recharge in my other phone. So, I did add money on amzon via axis netbanking
it shows NBSM/18281/Amazon pay india

will it count for quarter voucher? or only P2M is eligible?

 

[HumorSimpson]

😢 what happened to vishesh?

 

[BeingIncogBeingIncog is verified member.]

😢 what happened to vishesh?

nothing, left forum for good

 

[HumorSimpson]

nothing, left forum for good

and @D₹V too very less active

 

[BhaiyaJi]

😢 what happened to vishesh?

Tired of sharing MCCs

 

[Manishg]

😢 what happened to vishesh?

Take retirement after sharing 9999 MCC. Technofino forced Vishesh to take retirement.
Something struck in your mind! Yes you are right he is legend(Vishesh and V....).

 

[murali_7]

may month weekend cashback credited.

 

[surojitLaha]

may month weekend cashback credited.

Redeemed 😉 .

 

[Manishg]

Redeemed 😉 .

Use bhi karliye kya? Aate hi redeem karlete ho tumlog yaha mai 3 months pahle ka redeem karta hu. February ka cash back iss mahine kiya.

 

[Manishg]

Redeemed 😉 .

Waise bhi bhai 10-20 rs ke liye kon hi wait karega. Accha hua use karliye axis ka burden kam hogya! Iss garmi me ek pista kulfi to aa hi jayegi. Nahi Ayi to woh dibba wala lelena 5 rs ka.😛🤣😂