• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis Bank Liberty Savings Account Benefits

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
I opened a liberty account offline and an axis employee opened the account with an instakit. After opening, I found out it does not contain liberty debit card some other bs card and 590 was charged as dc fee. What to do now?
 
I opened a liberty account offline and an axis employee opened the account with an instakit. After opening, I found out it does not contain liberty debit card some other bs card and 590 was charged as dc fee. What to do now?
Nothing needs to do
Maine bhi pichle month account open kiya tha offline branch mai
Account activate hone ke baad liberty dc aa jaye ga within 7 days
Uske baad secure+ dc ko band kar dena
 
Last edited:
Nothing needs to do
Maine bhi pichle month account open kiya tha offline branch mai
Account activate hone ke baad liberty dc aa jaye ga within 7 days
Uske baad secure+ dc ko band kar dena
Secure+ ka charge 590 nhi hai. And why would I pay for another dc when I’m already getting liberty dc
 
If I open a Liberty Account for my family member and add it under Family Banking along with my Liberty Account, whether the DC cashback will be separate for both the cards or the combined spends of both the DCs are restricted to the cashback of Rs.500 per month?
 
If I open a Liberty Account for my family member and add it under Family Banking along with my Liberty Account, whether the DC cashback will be separate for both the cards or the combined spends of both the DCs are restricted to the cashback of Rs.500 per month?
seperate for both the cards.
 
If I open a Liberty Account for my family member and add it under Family Banking along with my Liberty Account, whether the DC cashback will be separate for both the cards or the combined spends of both the DCs are restricted to the cashback of Rs.500 per month?
I have 2 Liberty a/c linked as family. Maintain balance in 1 a/c only. Rest everything is separate be it weekend or qrtly cb or dc.
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top